ÐÏࡱá>þÿ hjþÿÿÿefgÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿì¥ÁY ¿úªbjbjóWóW %�‘=‘=–¦cÿÿÿÿÿÿ]²²²²²²²ÆÆÆÆ8þ,*¼Æ«¶š š (      ëíííQ>Xr$aôUz–²     –~ ²²  š ~ ~ ~  ^² ² ëÆÆ²²²² ë~ ú~ x Vd{²²ë æ´ A#·ÒÀÆÆ ^ß Health Care Association of Michigan Wage and Compensation Report 2000 Table of Contents Executive Summary 3 I. Introduction 4 II. Universe of Homes 4 III. Findings A. Wages 4 B. Fringe Benefits 8 C. Turnover and Training 11 D. Pool Usage 13 E. Overtime 15 Appendices A. CMCF and HLCU Wages 16 B. Proprietary and Non-Proprietary Homes 18 -Wages by Bed Size Survey Instrument D. Regional Map List of Tables Table 1 Universe of Homes and Distribution of Respondents 4 Table 2 Statewide Average Starting Hourly Wages 6 Table 3 Regional and Statewide Average Starting Hourly Wages 7 Table 4 Wages for Unionized and Non-Unionized Staff 8 Table 5 Paid Leave Days After One Year 8 Table 6 Paid Leave Days After Five Years 9 Table 7 Other Fringe Benefits 11 Table 8 Staff Turnover 12 Table 9 Regional Variation in Turnover 12 Table 10 Reasons for Voluntary Termination 13 Table 11 CNA Turnover by Wage and Health Benefit Level 13 Table 12 Pool Wages 14 Table 13 Top Reasons for Pool Usage 14 Table 14 Regional Variation in Pool Usage 15 Table 15 Overtime Hours as Percentage of Total Hours 15 Table 16 Top Reasons for Overtime Hours 15 Executive Summary This study summarizes the results of a mail survey send to all 444 Michigan nursing homes in January and February of 2001. The data collected reflects the wages and benefits for nursing home personnel in the year 2000. A total of 203 responses were received. This represents a 45.7% response rate. For a mail survey of this type this return rate is quite high. Among the findings were: Average starting wages paid to certified nurse aides increased from $7.93 in 1998 to $9.27 per hour in 2000. This represents a 14.45% increase since 1998. Average starting wages paid to LPNs increased from $12.79 in 1998 to $14.75 per hour in 2000. This represents a 13.29% increase since 1998. Average starting wages paid to RNs increased from $15.87 in 1998 to $17.72 per hour in 2000. This represents an 10.44% increase since 1998. Turnover has decreased slightly between 1998 and 2000. Turnover continues to be high, it decreased from 67.45% in 1998 to 66.2% for CNAs in 2000, it decreased from 43.02 in 1998 to 32.64% in 2000 for LPNs, and increased from 32.59 in 1998 to 33.37% in 2000 for RNs. This decline was in two of the three job classifications tracked. Health insurance for staff is now almost universally offered with over 98% to full-time nursing staff including nurse aides. Pool wages continue to be almost double normal nursing home wages. Pool usage remains relatively stable. Unlike prior years pool usage has increased beyond the metropolitan areas of Detroit and Grand Rapids. Introduction Nursing facilities often conduct informal wage surveys to gauge their competitiveness within their local labor markets. However, the scope of these informal surveys does not allow for meaningful statements about statewide behavior. As a result the Health Care Association of Michigan has conducted since 1980 a series of statewide surveys investigating wage and compensation levels within the nursing home industry. Because our members need wage and benefit data to judge the adequacy of their own compensation packages, HCAM conducts biannual surveys for the explicit purpose of providing this data to our members. HCAM mailed surveys to all nursing facilities in January. A follow up survey was sent in February to all facilities that had not responded to our January mailing. The resulting sample consists of 203 nursing facilities. Universe of Homes Nursing homes are generally described by HCAM as belonging to three broad categories: freestanding facilities, county medical care facilities, and hospital long-term care units. The differences between these classifications are based largely on ownership. Freestanding facilities are operated by individuals as single business operations or as parts of chains consisting of two or more facilities. Freestanding facilities are operated as both profit and non-profit entities. County medical care facilities (CMCF) are operated and receive subsidies funded by Michigan counties. County medical care facilities were created as non-profit enterprises to serve the poorest elderly within specific counties. The final type of facility is hospital long-term care units (HLTCU). HLTCU are separate units organized to provide long-term rehabilitation and care but are licensed as part of the hospital. To be clear, HLTCUs are considered a different type of nursing home because of the licensing arrangement as attached to the hospital. Some nursing homes are owned by hospitals, such as Botsford Continuing Care Center, but are licensed as a separate business entity and therefore is considered a free standing facility. The 2000 survey was initially sent to 444 nursing homes. Table 1 Survey Respondents Universe of HomesSurveys ReturnedCategoryMailedPercentReturnedPercentNursing Homes: Proprietary26961.1%12260.1% Non-proprietary10824.6%4622.7%CMCFs378.4%2311.3%HLTCUs265.9%12 5.9%Total440100%203100% The resulting sample allows for a valid representation of Michigan’s nursing facilities. In general CMCF facilities are nominally over represented. Given the slight differences between proprietary and non-proprietary homes and the robust nature of the statistical measures provided, we can in all confidence report these results as valid for the population in question. Furthermore, the slight over-representation of non-proprietary homes in the sample is not a barrier to inferring differences between these groups. The only result of this over-representation is a more precise measure for non-proprietary homes vis-a-vis proprietary homes. Findings Wages continued their upward trend for most nursing facility employees. Among the most notable findings are that 31 of 34 tracked job types experienced increases in their wages. Occupations that did not experience higher pay within this time frame were mostly the highest paid employees within nursing homes. Medical Directors, Occupational therapists, occupational therapist aides, and pharmacists all on average experienced lower wages from the 1998 survey. Nurses experienced the largest increases in wages since the 1998 survey. This is thought to be due to the overall nurse shortage experienced by the entire health care community. Table two summarizes the average starting wages paid to employees of nursing facilities on a statewide basis. The survey instrument asked facilities to provide average starting salaries as of January 1, 2001. Starting salaries are an important indicator of market value of personnel. We report day shift personnel data. Prior HCAM surveys do not report significant differences between shift personnel. The survey also explored wage differences between part-time and full-time personnel for the same position. But because there were no significant differences, we only report results for full-time employees. Administrator salaries do not differentiate between administrator and administrator-owner or between chain and non-chain administrators. Administrator-owner salaries are assumed to be significantly higher. This reflects not only salary for work done on the premises, but also reflects return on capital for their significant investment. Table 2 Average Starting Salary Occupation2000 Ave.1998 Ave.1996 Ave.1994 Ave.1992 Ave.1990 Ave.1988 Ave.1986 Ave.1980 Ave.Accred. Record Tech.$35.25$30.44$29.63 $23.47 $18.09 $17.26 $14.04 $12.52 $13.73 Activity Aide$8.61$7.46$6.76 $5.99 $5.76 $5.06 $4.57 $4.65 naActivity Director$13.20$11.97$10.21 $9.28 $8.66 $7.40 $6.51 $6.25 $4.65 Administrator$30.21$27.88$23.37 $24.38 $22.13 $20.38 $18.13 $17.27 $12.07 Bookkeeper$12.89$11.40$9.17 $9.80 $9.64 $8.78 $7.79 $7.52 $5.92 Certified Aide$9.27$7.93$6.90 $6.31 $5.53 $4.89 $4.29 $4.34 $3.55 Charge Nurse$16.88$14.68$13.48 $13.42 $12.53 $11.69 $9.49 $8.54 $6.60 Clerical$10.35$9.39$7.89 $7.13 $7.05 $6.26 $5.68 $5.79 $4.51 Dietitian$16.71$15.64$13.97 $14.01 $14.47 $15.88 $13.30 $13.26 $10.86 Director of Nursing$25.17$22.67$18.94 $19.86 $18.21 $16.27 $13.73 $12.36 $8.35 Food Services$8.18$7.42$6.19 $5.74 nananananaFood Service Director$14.62$13.26$11.69 $10.80 $9.82 $8.83 $7.57 $7.46 $5.45 Housekeeper$8.27$7.12$6.15 $5.68 $5.29 $4.64 $4.25 $4.44 $3.60 Housekeeper Supervisor$13.24$11.46$10.01 $9.43 $8.48 $7.61 $6.68 $6.60 $4.70 In-Svc. Educ. Director-LPN$17.30$14.97$13.05 $13.30 $12.56 $11.30 $9.95 $8.38 $7.22 In-Svc. Educ. Director-RN$19.86$16.93$15.06 $17.51 $14.99 $13.50 $11.80 $10.34 $7.22 Laundry$8.21$7.12$6.17 $5.84 $5.34 $4.67 $4.26 $4.43 naLPN$14.75$12.79$11.68 $11.43 $10.58 $9.56 $8.16 $7.48 $5.49 Maintenance$8.74$7.30$7.62 $6.87 $6.80 $6.03 $5.39 $5.67 $4.41 Maintenance Supervisor$10.47$9.54$12.36 $11.51 $11.01 $9.92 $8.54 $8.46 $6.49 Medical Director (Monthly)$776.21$873.00$807.04 $675.19 $535.68 $501.71 $495.69 $733.46 $764.81 Occup. Therapist$46.30$55.18$57.56 $45.31 $41.69 $35.22 $30.49 $27.12 $16.42 Occup. Therapist-Asst.$45.37$47.13$44.90 $31.67 $24.35 $13.94 $13.88 $13.39 Pharmacist$36.85$59.09$43.81 nanananananaPhysical Therapy$26.22$24.38$44.95 $35.98 $39.09 $38.89 $30.76 $26.47 $18.61 Physical Therapy Aide$11.23$9.11$8.75 $8.31 $10.80 $8.49 $6.43 $6.56 naPool Aide$16.91$14.70$13.20 $12.72 $11.65 $10.45 $8.61 $7.34 $6.13 Pool LPN$27.80$20.35$21.88 $21.69 $21.12 $19.87 $16.21 $12.99 $10.47 Pool RN$33.68$24.84$26.53 $28.88 $25.30 $26.56 $20.51 $15.86 $12.75 Registered Dietitian$37.77$34.82$30.33 $31.27 $25.41 $24.36 $20.02 $22.28 $17.59 Registered Record Administrator$37.58$35.02$35.13 $33.65 $25.94 $25.15 $20.32 $17.55 $13.92 RN$17.72$15.87$14.48 $14.24 $13.38 $12.21 $10.25 $9.24 $6.69 Social Worker$14.63$13.22$11.13 $10.80 $10.48 $9.35 $8.54 $8.38 $6.96 Ward Clerk$9.63$8.39$7.40 $6.50 $6.48 $5.88 $5.24 $5.20 $4.01  Region 1 wages are higher than in the remainder of the state. Regional variation in salaries are presented in table 3. This result is not surprising given the higher cost of living and the costs of doing business in a major metropolitan area. Second, Region 1 facilities are larger on average than in the remainder of the state. Therefore Directors of Nursing oversee a larger staff with greater responsibilities. A region map is included in appendix D. Table 3 Average Starting Salary by Region OccupationRegion 1Region 2Region 3Region 4Region 5State Avg.Activity Aide$8.85$8.29$8.59$8.54$8.74$8.61Activity Director$14.65$12.76$12.83$12.67$12.329$13.20Administrator$32.68$30.14$28.90$27.59$32.26$30.21Bookkeeper$14.14$13.18$12.13$11.61$13.13$12.77Certified Aide$9.51$9.42$9.00$9.31$9.06$9.27Charge Nurse$18.92$16.85$16.27$15.77$14.76$16.87Clerical$10.71$9.94$10.11$10.20$10.82$10.34Dietitian$42.65$38.56$37.07$35.20$29.26$37.77DON$27.72$24.30$24.83$23.41$23.56$25.17Food Service Supervisor$15.98$14.92$13.66$14.43$13.85$14.62Housekeeper$8.32$7.95$8.31$8.26$8.65$8.26Housekeeper Supervisor$15.57$12.89$12.38$12.04$12.37$13.25In-Service Educ. Dir (LPN)$18.60$16.35$15.57$16.05na$17.29In-Service Educ. Dir. (RN)$21.80$18.64$19.70$17.97$18.22$19.86Laundry Worker$8.40$8.10$8.16$8.03$8.45$8.21LPN$16.91$14.85$14.09$13.41$12.14$14.75Maintenance$8.97$8.39$8.78$9.14$8.14$8.75Maintenance Supervisor$10.34$10.53$10.56$10.20$10.85$10.47Medical Director (Monthly)$763.26$795.30$871.46$734.62$576.33$776.21Physical Therapist$47.61$38.63$52.10$45.53$45.60$45.16Physical Therapist Aide$9.05$10.25$8.49$9.05$8.41$9.11Pool Aide$17.64$16.94$16.41$16.90na$17.10Pool LPN$30.20$27.23$27.02$24.53na$27.81Pool RN$33.26$33.05$33.59$36.64na$33.68RN$19.62$16.86$17.54$16.11$16.51$17.72Social Worker$15.71$13.76$14.27$14.13$14.68$14.63Ward Clerk$10.15$9.99$9.04$9.38$9.36$9.62 HCAM collected data on union representation within the nursing home industry. CNAs are the most frequently organized group. Following CNAs are LPNs and RNs. The differences between unionized and non-unionized workers has increased since our last survey. Table 4 presents these differences. Approximately 40% of survey respondents report that CNAs are unionized. Likewise LPNs report a unionized rate of 12.3%. Finally, 8.3% of RNs are unionized. Differing from our results in our previous survey, statistical differences in the wage levels between unionized and non-unionized employees were found for RNs and LPNs. These results were significant at higher than 95% confidence levels, a generally accepted statistical standard. Table 4 Wages for Unionized and Non-Unionized Nursing Staff OccupationCovered by collective bargaining AgreementNot Covered by Collective Bargaining AgreementRNs$16.39$17.85LPNs$13.62$14.92CNAs$9.25$9.28 Fringe Benefits Fringe benefits are a form of compensation more often available to full-time employees. Having found little difference between full-time and part-time employees we examined the differences in benefit packages available to these groups of employees. In general nursing homes are providing an increased level of non-monetary benefits to their employees. This increase is the direct result of the increased need to retain qualified personnel in nursing homes and the increased competition of other industries because of the low unemployment levels present within this time frame. Most nursing home employees enjoy vacation, holiday, and leave benefits from their employers. Given the need for twenty-four hour seven day a week care provided by nursing homes granting these benefits entails more than shutting down business for a holiday or a vacation. The additional costs are higher than those faced by a typical business. Reported in table five are days of various types of leave granted after one year of employment. Table 5 Paid Leave Days After 1 Year of Employment Paid Holidays Per Year # of DaysAdmin.CNAs FTCNAs PTLPN FTLPN PTRN FTRN PT06.4%6.9%20.7%9.1%21.8%7.4%21.3%1-51.2%1.7%10.9%1.1%10.3%1.7%10.3%6-1089.0%89.1%66.7%87.4%66.1%88.6%66.7%11-153.5%2.3%1.7%2.3%1.7%2.3%1.7% Table 5 Continued Vacation Days Per Year # of DaysAdmin.CNAs FTCNAs PTLPN FTLPN PTRN FTRN PT0 0.0%0.0%11.2%0.0%11.8%0.0%11.2%1-519.4%40.8%69.3%22.9%62.9%24.0%59.6%6-1055.4%45.3%15.6%58.7%18.5%58.1%22.5%11-1512.6%6.1%2.8%8.4%5.6%7.8%6.2%16 +12.6%7.8%1.1%10.1%1.1%10.1%0.6% Leave Days Per Year # of DaysAdmin.CNAs FTCNAs PTLPN FTLPN PTRN FTRN PT041.3%38.8%48.8%40.6%50.6%39.4%50.0%1-510.8%11.2%26.5%11.2%24.7%10.6%25.3%6-1036.5%38.8%21.2%37.1%20.6%38.8%20.6%11-1511.4%11.2%3.5%11.2%4.1%11.2%4.1%16 +0%0%0%0%0%0%0% Vacation benefits tend to increase with length of employment. Table 6 examines the effect of employment length and its effect on the number of leave days per year. As the table illustrates, most nursing homes reward employees with increased number of annual vacation days. Both holiday and personal sick leave days are unaffected by length of employment tenure. This observation is true for both full and part time employees. In general part-time vacation and leave is based on the number of hours worked. Therefore, if part-time employees worked a forty-hour workweek they would be granted identical vacation and leave packages. Table 6 Paid Leave Days after 5 Years of Employment Paid Holidays Per Year # of DaysAdmin.CNAs FTCNAs PTLPN FTLPN PTRN FTRN PT06.3%6.9%21.3%9.1%21.8%7.4%21.3%1-51.7%1.7%9.8%1.1%9.8%1.1%10.3%6-1088.5%89.1%67.2%87.4%66.7%89.1%66.7%11-153.4%2.3%1.7%2.3%1.7%2.3%1.7% Table 6 Continued Vacation Days Per Year # of DaysAdmin.CNAs FTCNAs PTLPN FTLPN PTRN FTRN PT00.0%0.6%9.1%0.6%10.1%0.6%10.1%1-55.2%3.9%22.7%2.8%12.4%3.9%10.7%6-108.0%26.8%47.2%13.4%49.4%12.3%51.18%11-1559.2%54.7%19.9%64.2%25.8%64.8%26.4%16 +27.6%14.0%1.1%19.0%2.2%18.4%1.7% Leave Days Per Year # of DaysAdmin.CNAs FTCNAs PTLPN FTLPN PTRN FTRN PT041.6%49.4%50.3%40.8%50.9%39.6%50.3%1-59.6%24.4%9.3%12.4%23.1%11.2%23.7%6-1034.9%22.6%29.8%34.3%20.7%36.7%21.3%11-1513.9%3.6%10.6%12.4%5.3%12.4%4.7%16 +0.0%0%0%0%0%0%0.0% Over 98% of full-time nursing home employees have some portion of their health insurance paid for by their employer. Furthermore most also offer health insurance to employee’s families. Generally the employee is responsible for a portion of family health insurance premium. Life and dental insurances are offered to over 80% of full-time employees. In addition a majority of full-time employees are offered vision insurance, short term disability insurance, pension benefits, holiday pay, and tuition reimbursement. Unlike wages, differences between full and part time employees are quite substantial with regard to benefits offered. The only benefits offered at comparable levels are holiday pay, reimbursement for unused sick leave, and safety supplies. All other benefits are offered to a minority of part-time employees. Table 7 presents benefit levels for various job classifications. Table 7 Other Fringe Benefits TYPEAdmin.CNAs FTCNAs PTLPN FTLPN PTRN FTRN PTLife Insur.91.5%87.1%32.4%85.2%32.1%89.4%32.3%Health Insur.98.4%93.6%28.6%96.8%29.1%98.9%30.1%Short Term Disability Insur.62.2%56.7%17.8%57.7%18.5%56.1%18.8%Long Term Disability Insur.52.1%32.6%12.4%38.1%13.0%37.6%12.9%Dental Insurance86.7%80.7%31.4%82.5%33.2%85.7%34.4%Vision Insurance63.3%58.8%21.1%61.9%21.7%61.9%21.1%Pension Plan69.7%70.1%43.8%68.8%40.2%69.3%41.9%Attendance Benefits6.4%35.8%23.2%29.6%23.9%26.5%21.5%Shift Differential3.2%51.92%48.6%47.6%44.6%47.6%44.6%Weekend Differential3.2%33.7%33.0%36.5%35.3%36.0%34.9%Holiday Pay25.5%69.5%62.2%66.6%64.7%70.4%65.6%Sick Leave Buy Out25.5%48.1%37.8%42.9%35.3%43.4%34.6%Longevity Bonus17.6%25.1%18.9%22.0%16.8%22.3%16.9%Uniforms0.05%23.5%21.1%14.8%13.0%13.8%12.9%Safety Supplies21.4%40.6%38.9%37.6%37.0%38.1%36.6%Tuition Reimbursement52.7%58.8%35.1%59.3%35.9%65.1%36.6% Turnover Employee turnover is a major problem facing the nursing home industry. HCAM investigated turnover for three groups of employees: nurse aides, LPNs, and RNs. The results are presented in table 8. Turnover has decreased since 1998. Turnover rates for CNAs, LPNs, and RNs are respectively 63.96%, 32.64%, and 33.37%. The only group to experience an increase in turnover percentage rate were RNs. Overall employee turnover places increased costs for the Medicaid system. Solving the turnover problem is a key concern facing long term care providers. Table 8 Staff Turnover Occupation2000199819961994199219901988CNAs63.96%67.45%67.20%84.11%66.40%74.50%84.70%LPNs32.64%43.02%34.81%45.42%40.00%38.60%36.20%RNs33.37%32.59%44.21%46.79%37.60%33.70%29.40% The slight decrease in turnover between 1998 and 2000 while important is still a major cost and concern to everyone interested in the nursing home profession. CNA turnover has remained relatively stable at 63.96% in 2000. This slight decrease follows a steep increase in wages. LPN turnover is at the lowest levels ever recorded by HCAM. RN turnover increased to 33.37%. While turnover remains high, none of the categories tracked reach the levels of 1994. The distribution of staff turnover is not uniform throughout the state. Turnover is highest in Region 1 and Region 2. Table 9 presents the regional variation of staff turnover. Not by coincidence regional turnover follows closely pool usage within these regions. Table 9 Regional Variation in Turnover HCAM RegionCNALPNRNRegion 179.03%35.23%30.77%Region 270.59%38.73%41.91%Region 351.59%32.53%31.35%Region 473.32%23.33%27.19%Region 538.99%28.89%37.98%State 63.96%32.65%33.37% Turnover continues to be largely due to voluntary termination initiated by employees. As has been found in previous surveys, approximately three out of four terminations are voluntary. The top reasons for voluntary termination are wage levels, childcare problems, and benefit levels. Licensed nursing staff, RNs and LPNs, cited working weekends as one of the top three reason for leaving their current position. TABLE 10 Reasons for voluntary Termination ReasonsRNsLPNsCNAsWages59.4%65.5%63.1%Benefits46.1%50.0%44.3%Image of Nursing Home5.0%6.4%3.4%Image of Nursing Home Staff12.2%14.5%10.1%Working Evenings30.7%31.8%33.6%Working Weekends45.0%50.9%51.7%Problems with Management25.2%24.5%35.6%Child Care Problems28.6%29.1%64.4%Lack of Advancement54.7%51.8%24.3% The increase in turnover for two of the three job categories tracked is believed to be the result of a number of factors. Nursing staff face a difficult task of providing care to a population with very limited skills. Finally the economy is performing at levels generally considered full employment. As a result, nursing home employees have multiple alternatives to a very difficult job. Solving the turnover problem is one of the major problems faced within the industry. Table 11 illustrates the relationship between wages and health benefits and subsequent turnover. Table 11 CNA Turnover by Wage and Health Benefit Level CMCF All Other Nursing HomesTurnover34.83%68.56%Wages$9.73$9.25Percentage of homes who provide health insur. 100.0% 92.16%2000 Average Medicaid Rate$140.97$111.23 Pool Usage Nursing home pools are used by facilities that are unable to attract or retain adequate staff to meet their needs. Currently pools are used as a last resort to meet staffing requirements. Historically pools are most often used in the southeastern part of Michigan, Grand Rapids, and Flint areas. The use of pool personnel has decreased by a third since HCAM’s last survey. Respondents using pool staff report an approximate percentage point decrease of RN staffing hours. LPN staffing hours provided by pool employees remained stable at 3.4%. CNA staffing hours provided by pool employees declined by 33% to 4.0 percent. Table 12 illustrates the costs associated with pool usage in 2000. TABLE 12 Average 2000 Hourly wages paid - Pool versus facility personnel OccupationHours Met by PoolPool WagesFacility WagesRN2.0%$33.68$19.62LPN3.4%$27.81$16.91CNA4.0%$17.11$9.27 Those facilities that report pool usage were also asked to provide the reasons for their short staffing. Among the most frequently cited reasons for pool usage were absences due to turnover and illness. Other less frequently cited reasons were: childcare problems, staff vacation, and training of new employees. Table 13 Top Reasons for Pool Usage ReasonPercent CitedAbsence due to Turnover34.1%Vacation11.25%Other Absence8.7%Other11.55%Child Care Problems3.6%Training New Hires1.0%Absence due to Illness17.27% Pool usage is highest in the major urban areas of Detroit and Grand Rapids. Pool useage was not reported in Region 5 during this time period. This marks the first time respondents from an entire region have reported no pool useage Table 14 Regional Variation in Pool Usage RegionCNA %LPN %RN %19.0%7.5%2.7%23.5%1.8%2.5%31.2%1.4%1.3%44.2%3.7%2.4%50%0%0%State4.0%3.3%2.0% OVERTIME The percentage of overtime hours has increased since 1998. This increase is due to a tight labor market and the costs associated with hiring new employees. Because benefits for employees have increased in availability and cost, it is believed that paying overtime wages is economically rational. In general overtime hours paid to RNs decreased by a percentage point. Overtime hours paid to LPNs and CNAs licensed nursing staff has increased by 23.3 and 37.1 percent respectively. Table 15 Overtime Hours as a Percentage of Total Hours OccupationOvertime Hours 2000Overtime Hours 1998Overtime Hours 1996Overtime Hours 1994RNs6.9%8%6%7%LPns9.1%7%6%11%CNAs15.9%10%10%17% As with pool usage the administrators state that unscheduled absences are the major cause of overtime. Among the most frequently cited are: Absence because of illness, turnover, or other type of absence. Childcare problems were cited by approximately nine percent of administrators. Many homes state that completing paperwork is another important cause for this increase. Policy initiatives by both the federal and state governments are believed to be responsible for this increase in paperwork. Both the transitions to the electronic Minimum Data Set and PPS reliance on the MDS have resulted in this increase in overtime hours for RNs and LPNs. Table 16 Top Reasons for Overtime Hours ReasonPercent CitedAbsence due to Illness35.1%Absence due to Turnover16.6%Paperwork7.31%Vacation9.1%Childcare problems9.34%Training New Hires2.87% Table 1 Wage Breakdown for CMCFs OccupationN2000199819961993199119891987Activity Aide21$9.41$7.48$7.31$6.51$5.91$5.55$6.30Activity Director22$14.34$12.11$12.11$9.99$8.73$8.25$7.78Administrator22$32.18$27.88$24.94$21.76$20.37$19.07$17.06Bookkeeper18$12.86$10.87$10.70$10.92$7.30$8.02$9.07Certified Aide23$9.73$8.30$7.30$6.41$5.85$5.54$6.13Charge Nurse17$16.57$13.75$12.89$13.35$11.23$10.80$10.98Clerical19$11.28$10.53$9.11$7.86$6.37$6.56$7.31Dietitian12$34.18$31.12$25.80$19.17$11.91$13.91$13.26DON22$25.77$22.51$19.86$17.93$16.07$14.61$13.51Food Service Supervisor16$14.46$12.67$13.39$11.22$9.11$8.84$8.58Housekeeper22$9.10$7.55$6.81$6.16$5.53$5.62$6.09Housekeeper Supervisor16$14.09$12.67$10.75$9.25$8.41$8.66$8.81In-SVC Educ. Dir. RN19$19.74$13.39$14.46$14.17$13.28$13.95$11.24In-SVC Educ. Dir. LPN2$16.69na$14.75$10.88na$8.81$8.43Laundry Worker19$8.88$7.36$6.89$6.20$5.59$5.32$5.86LPN22$14.13$11.27$10.94$10.16$8.59$7.71$7.98Maintenance10$9.69$6.48$7.47$7.40$6.94$9.48$8.21Maintenance Supervisor20$10.37$8.54$13.80$10.97$10.06$10.08$9.25Physical Therapist8$50.1551.70$34.67$47.11$55.41$23.53$22.49Physical Therapist Aide14$10.51$8.84$7.58$10.45$7.64$5.98$9.49Pool Aide24$16.91$14.28$15.85$12.50$9.95$11.90$8.09Pool LPN25$26.23$15.31$25.53$24.75$20.04$20.51$12.97Pool RN21$32.65$16.64$31.51$28.28$27.56$26.01$14.83RN23$17.30$15.63$13.91$13.39$11.90$10.57$10.41Social Worker23$14.34$13.51$12.67$11.23$9.88$9.21$8.77Ward Clerk16$9.74$8.80$8.62$7.73$6.31$6.31$6.07 Table 2 Wage Breakdowns for Hospital Units OccupationN20001998199619931991Activity Aide9$8.30$7.73$6.70$6.39$6.35Activity Director8$12.69$11.90$11.79$8.95$8.32Administrator7$30.39$28.86$25.77$31.50$20.61Bookkeeper3$10.11$8.88$9.68$7.60$8.01Certified Aide11$8.59$7.85$6.53$6.43$6.24Charge Nurse8$16.01$14.02$13.37$15.38$12.33Clerical7$9.27$8.70$7.81$8.29$6.51Dietitian1$15.85$38.82$30.00$9.91$12.75DON11$24.50$20.77$23.45$18.30$15.99Food Service Supervisor8$14.39$11.18$9.00$8.68$9.04Housekeeper9$7.47$7.44$6.20$6.21$5.39Housekeeper Supervisor10$13.26$10.42$9.00$8.64$8.86In-SVC Educ. Dir. RN2$17.61$14.84$15.00$15.84$12.54In-SVC Educ. Dir. LPN1$12.53$10.58$14.75na$9.40Laundry Worker7$7.37$7.47$6.32$6.50$6.03LPN10$11.61$10.86$9.68$9.63$9.80Maintenance7$8.04$9.60$6.39$8.35$7.36Maintenance Supervisor8$9.94$9.19$0.00$11.33$11.55Physical Therapist1$30.98$41.48$46.00$26.49$28.92Physical Therapist Aide8$9.13$8.59$7.37$7.86$6.07Pool Aide10$15.95$11.80$8.42$6.53$5.86Pool LPN9$27.96$18.68$13.73$11.96$9.80Pool RN8$34.54$24.78$17.81$17.16$15.03RN10$16.08$15.70$11.36$13.82$12.18Social Worker5$14.36$11.89$12.16$11.35$8.01Ward Clerk8$8.87$7.96$7.69$6.85$6.69 Table 1 Proprietary Homes 1 - 49 Beds OccupationN2000 Ave.1998 Ave.1996 Ave.1993 Ave.1991 Ave.1989 Ave.1987 Ave.Activity Aide7$8.10$7.86$6.69$5.27$4.27$4.63$4.37Activity Director8$14.17$10.46$7.54$8.05$5.97$5.91$6.06Administrator7$22.25$26.63$18.07$19.25$16.11$14.09$13.78Aide8$9.40$8.21$6.83$5.41$4.72$4.18$4.06Bookkeeper2$12.17$10.31na$8.52$7.91$6.81$6.62Charge Nurse11$16.82$15.18$12.53$11.25$10.20$8.47$7.79Clerical3$11.85na$7.82$6.59$6.40$5.62$5.49DON9$22.70$21.41$15.12$16.31$13.81$11.52$8.66Food Service Supervisor7$13.49$12.49$8.68$8.30$7.34$6.07$6.39Housekeeper9$8.12$7.48$6.30$5.39$4.62$4.11$4.14Housekeeper Supervisor3$11.38$11.32$7.65$7.35$5.80$5.67$5.30In-SVC Educ. Dir. RN2$17.59$16.71$14.29$15.08$12.16$9.77$10.08In-SVC Educ. Dir. LPN1$19.42na$17.45$12.25$8.83$9.08$7.25Laundry Worker6$7.68$7.47$5.56$5.31$4.38$4.26$4.20LPN9$15.06$14.03$9.38$10.03$8.59$7.51$7.13Maintenance1$8.50$6.39$7.50$7.09$7.13$5.87$5.72Maintenance Supervisor8$10.51$8.21$9.12$7.55$8.30$7.87$7.05Physical Therapist1$22.48$24.04na$33.60$32.50$38.00$5.00Physical Therapist Aide1$12.02$10.42$7.50$8.60na$16.00naRN9$18.17$15.39$13.50$13.01$11.77$9.33$8.04Social Worker4$16.56$16.09$0$9.47$7.23$6.65$6.76Ward Clerk1$10.25$6.28$5.00$6.10$5.50$6.00$6.25 Table 2 Proprietary Homes 50-99 Beds OccupationN2000 Ave.1998 Ave.1996 Ave.1994 Ave.1992 Ave.1990 Ave.1988 Ave.Activity Aide28$8.31$7.60$6.52$5.46$4.76$4.07$4.16Activity Director30$12.14$10.92$9.40$7.36$6.70$5.90$5.68Administrator29$26.63$26.13$19.34$20.76$19.67$17.70$17.19Aide36$9.07$7.84$7.00$5.21$4.72$4.07$4.09Bookkeeper15$12.40$14.26$9.50$8.72$8.54$7.46$6.77Charge Nurse59$15.44$14.41$12.78$10.90$10.33$8.87$7.85Clerical17$9.79$9.70$9.08$6.50$6.20$5.44$5.59Dietitian5$15.1036.33na$17.25$18.40$14.22$9.35DON32$24.65$21.98$17.70$16.91$14.93$13.22$11.78Food Service Supervisor31$13.96$13.39$10.66$8.92$8.36$7.19$6.33Housekeeper35$8.16$7.19$6.30$4.91$4.50$4.15$4.17Housekeeper Supervisor23$11.80$10.89$7.65$7.35$6.90$5.97$5.48In-SVC Educ. Dir. RN19$18.71$17.75$13.85$14.08$12.81$11.45$10.45In-SVC Educ. Dir. LPN6$16.19$14.94$17.46$9.56$10.00$8.95$7.45Laundry Worker34$8.07$7.19$6.19$5.00$4.61$4.17$4.21LPN27$14.10$12.81$11.08$10.12$9.16$7.93$7.29Maintenance13$7.87$7.20$6.75$6.17$5.70$4.91$5.27Maintenance Supervisor33$10.72$10.42$10.90$9.33$9.07$7.84$7.29Physical Therapist11$28.84$16.30na$43.57$38.21$32.94$31.77Physical Therapist Aide6$9.14$8.37$7.32$21.05$11.17$9.05$7.95RN29$17.42$15.94$13.26$12.97$11.77$10.02$8.85Social Worker15$14.77$13.85$10.57$11.24$10.09$8.99$8.92Ward Clerk13$9.63$8.59$7.95$6.34$5.65$4.71$4.98 Table 3 Proprietary Homes 100-149 Beds OccupationN2000 Ave.1998 Ave.1996 Ave.1993 Ave.1991 Ave.1989 Ave.1987 Ave.Activity Aide33$8.56$7.05$6.71$10.36$4.98$4.23$4.37Activity Director36$12.76$11.53$9.65$7.88$7.54$6.27$6.11Administrator33$28.99$27.42$21.78$19.17$19.69$17.49$17.21Aide37$9.51$7.55$6.79$5.22$4.90$4.06$4.20Bookkeeper22$13.05$11.68$10.05$9.35$8.51$7.34$7.49Charge Nurse66$16.65$14.40$13.86$12.81$12.29$9.33$8.37Clerical17$10.56$8.83$8.77$7.29$6.38$5.69$5.65Dietitian14$17.35$16.06na$17.30$17.98$13.32$12.13DON36$24.97$22.68$18.79$17.71$16.45$13.65$12.27Food Service Supervisor30$14.06$13.00$10.72$9.65$9.11$7.68$7.06Housekeeper34$8.28$6.87$6.07$4.93$4.64$3.96$4.39Housekeeper Supervisor31$12.62$10.92$8.66$8.33$7.79$6.73$6.55In-SVC Educ. Dir. RN24$19.03$17.03$16.24$15.01$13.84$12.00$10.11In-SVC Educ. Dir. LPN8$16.72$14.95$15.13$13.02$11.63$9.80$8.90Laundry Worker35$8.34$7.10$6.06$5.06$4.74$4.06$4.33LPN29$15.07$12.87$12.22$10.36$9.64$8.24$7.48Maintenance20$8.94$6.86$6.14$6.75$6.15$4.98$5.27Maintenance Supervisor34$10.88$10.67$11.57$10.61$10.09$8.29$7.65Physical Therapist11$28.85$34.63na$41.10$36.44$33.85$26.67Physical Therapist Aide11$12.17$10.10$11.75$9.82$7.73$7.07$6.43RN29$17.58$15.53$14.99$13.44$12.34$10.17$9.24Social Worker22$14.45$13.23$11.80$9.78$9.12$7.57$7.81Ward Clerk20$10.26$7.69$7.12$6.21$6.10$5.24$5.19 Table 4 Proprietary Homes 150 + Beds OccupationN2000 Ave.1998 Ave.1996 Ave.1993 Ave.1991 Ave.1989 Ave.1987 Ave.Activity Aide24$8.59$7.68$6.60$5.81$5.32$4.69$4.26Activity Director22$14.12$13.04$11.18$9.61$8.25$7.30$6.18Administrator16$34.22$32.60$27.51$26.45$23.57$20.62$16.64Aide24$9.43$8.24$6.72$5.58$4.89$4.12$4.06Bookkeeper12$13.46$12.48$12.21$10.87$9.64$8.98$7.49Charge Nurse45$18.87$15.89$14.36$13.37$12.58$10.32$9.49Clerical16$10.35$9.00$9.09$6.91$6.10$5.34$5.30Dietitian11$19.14$18.35na$13.15$11.79$14.40$28.00DON22$27.34$25.39$22.63$21.55$18.21$15.04$13.01Food Service Supervisor20$16.18$15.16$12.74$11.14$9.50$8.13$7.93Housekeeper24$8.21$6.92$5.96$5.26$4.72$4.19$4.22Housekeeper Supervisor21$14.82$13.08$11.37$9.72$8.20$7.29$6.41In-SVC Educ. Dir. RN21$22.29$19.77$16.58$16.29414.14$11.84$9.83In-SVC Educ. Dir. LPN7$19.36$15.71$14.58$14.17$12.28$10.51$8.77Laundry Worker23$8.09$6.80$5.97$5.38$4.56$4.21$4.24LPN22$16.90$13.93$13.05$10.69$10.25$9.29$7.61Maintenance11$8.64$7.10$6.07$6.45$5.71$5.35$5.02Maintenance Supervisor23$10.36$8.95$13.21$12.37$10.23$8.70$8.73Physical Therapist9$26.52$26.44na$34.82$46.80$32.42$27.23Physical Therapist Aide11$13.77$8.39$7.19$8.32$7.94$5.81$4.96RN22$19.52$16.62$15.36$14.43$12.78$11.13$9.07Social Worker29$15.69$13.61$10.86$11.02$9.39$9.58$6.74Ward Clerk20$9.64$9.00$7.81$6.20$5.69$4.97$4.86 Table 5 Non-Proprietary Homes 1 - 49 Beds OccupationN2000 Ave.1998 Ave.1996 Ave.1993 Ave.1991 Ave.1989 Ave.1987 Ave.Activity Aide2$8.84$8.05$7.11na$5.50$6.51$4.97Activity Director4$11.74$10.87$8.96$8.36$6.63$7.02$5.82Administrator5$27.50$27.24$20.61$22.97$21.72$22.68$16.07Aide4$9.11$7.99$6.94$5.79$5.14$5.47$4.27Bookkeeper0na$10.01$12.66$7.37na$6.35$8.84Charge Nurse6$16.74$13.61$12.64$14.54$11.35$9.77$7.25Clerical2$10.03$8.31$9.08$6.70$6.29$5.11$6.14Dietitian1$13.52$8.19nana$13.85na$7.75DON5$24.57$21.97$21.15$17.85$14.00$14.48$11.77Food Service Supervisor3$13.08$11.80$12.33$8.58$7.37$7.40$7.48Housekeeper4$8.34$7.60$6.08$5.67$4.60$5.34$4.36Housekeeper Supervisor3$11.07$10.70$8.50$7.87$7.21$7.78$6.77In-SVC Educ. Dir. RN1$19.50$10.63$14.00$14.09$10.75$11.47$8.65In-SVC Educ. Dir. LPN2$16.50na$12.87nanananaLaundry Worker3$8.64$7.71$6.33$5.83$4.73$5.99$4.72LPN4$15.00$10.08$10.61$9.63$9.44$7.35$7.24Maintenance2$8.75$8.15$6.67$7.96$7.16$6.56$5.24Maintenance Supervisor4$10.42$9.21$11.20$13.42$12.42$11.17$9.43Physical Therapist1$25.00$23.91na$19.26na$17.03naPhysical Therapist Aide0nana$8.25$6.89na$5.58$5.00RN2$18.50$15.37$13.16$12.48$10.50$10.39$8.58Social Worker2$14.00$12.12$11.20$13.50$8.00$9.32$6.20Ward Clerk0nana$7.09$6.72na$5.72$5.23 Table 6 Non-Proprietary Homes 50-99 Beds OccupationN2000 Ave.1998 Ave.1996 Ave.1993 Ave.1991 Ave.1989 Ave.1987 Ave.Activity Aide8$7.93$6.52$6.47$6.34$4.76$4.98$4.87Activity Director8$12.41$10.37$8.94$8.68$6.70$6.57$6.83Administrator8$26.07$23.62$20.50$21.50$19.67$17.48$16.93Aide9$8.95$7.98$6.73$5.87$4.72$4.84$4.39Bookkeeper5$10.17$8.53$12.02$9.70$8.54$8.22$7.51Charge Nurse13$15.43$14.27$12.44$13.99$10.33$9.43$7.65Clerical5$9.48$8.86$8.85$7.98$6.20$6.42$5.42Dietitian2$18.12nanana$18.40$13.17$11.77DON7$23.21$20.76$17.31$17.31$14.93$13.43$12.36Food Service Supervisor9$14.26$12.26$11.22$9.49$8.36$8.30$8.49Housekeeper8$8.07$6.73$6.03$5.80$4.50$4.83$4.55Housekeeper Supervisor7$13.27$11.66$8.79$8.71$6.90$6.90$6.50In-SVC Educ. Dir. RN2$17.20$16.27$14.33$14.68$12.81$11.60$9.76In-SVC Educ. Dir. LPN1$14.18$10.58$13.17$11.75$10.00$11.98$7.46Laundry Worker9$8.14$6.97$6.03$5.79$4.61$4.66$4.59LPN8$13.64$12.69$11.02$10.32$9.16$8.00$7.51Maintenance4$7.93$6.45$6.06$7.41$5.70$6.31$5.71Maintenance Supervisor9$9.85$8.36$11.07$11.31$9.07$8.18$10.48Physical Therapist3$23.68$17.13na$43.51$38.21$19.18$26.07Physical Therapist Aide4$11.16$8.06$8.61$8.30$11.17$5.59$5.56RN8$15.15$15.12$13.42$14.71$11.77$10.29$9.13Social Worker4$14.04$13.00$10.29$10.27$10.09$10.21$10.76Ward Clerk5$9.11$8.94$6.90$7.32$5.65$5.73$5.61 Table 7 Non-Proprietary Homes 100-149 Beds OccupationN2000 Ave1998 Ave1996 Ave.1993 Ave.1991 Ave.1989 Ave.1987 Ave.Activity Aide13$8.72$7.34$6.71$5.98$4.98$5.24$4.85Activity Director10$13.23$12.16$9.21$10.89$7.54$7.26$7.36Administrator12$33.16$27.31$22.91$22.90$19.69$20.57$18.92Aide13$8.75$7.81$6.86$5.64$4.90$4.93$4.37Bookkeeper7$15.37$9.83$11.08$9.63$8.51$7.86$7.30Charge Nurse17$17.39$13.34$12.83$12.39$12.29$10.64$8.92Clerical10$9.56$9.90$9.33$6.67$6.38$6.07$5.56Dietitian3$15.85$13.48na$14.39$17.98$12.79naDON11$22.24$22.88$18.98$17.78$16.45$14.93$13.42Food Service Supervisor9$16.10$11.71$13.02$10.73$9.11$8.37$8.89Housekeeper12$7.96$7.32$6.09$5.47$4.64$4.86$4.64Housekeeper Supervisor9$13.33$10.24$9.70$8.61$7.79$6.81$6.61In-SVC Educ. Dir. RN6$19.49$14.62$14.53$14.97$13.84$13.61$10.68In-SVC Educ. Dir. LPN3$14.69$15.70$14.34$11.79$11.63$9.74naLaundry Worker11$8.01$6.69$6.13$5.61$4.74$4.86$4.49LPN11$14.36$11.72$11.59$10.64$9.64$7.98$7.75Maintenance6$9.90$6.94$6.50$6.84$6.15$6.19$6.00Maintenance Supervisor12$11.12$8.35$12.48$11.81$10.09$9.76$10.35Physical Therapist1$23.08$25.07na$42.07$36.44$26.98$30.67Physical Therapist Aide3$13.53$9.46$8.13$9.57$7.73$5.81$5.10RN11$17.09$15.92$14.15$13.13$12.34$10.31$9.39Social Worker13$14.51$13.95$10.45$10.89$9.12$8.66$7.56Ward Clerk7$9.91$9.90$7.17$6.57$6.10$5.80$4.52 Table 8 Non- Proprietary Homes 150 + Beds OccupationN2000 Ave1998 Ave1996 Ave.1993 Ave.1991 Ave.1989 Ave.1987 Ave.Activity Aide10$8.61$8.51$7.17$5.94$5.32$4.85$4.24Activity Director10$13.56$16.70$11.53$9.73$8.25$7.63$6.93Administrator7$42.14$32.83$25.08$23.99$23.57$19.66$23.66Aide10$9.16$8.43$7.42$5.86$4.89$4.77$4.14Bookkeeper7$11.67$11.27$12.37$10.74$9.64$8.27$8.35Charge Nurse17$18.87$16.65$14.59$12.28$12.58$11.14$8.92Clerical9$10.28$10.64$9.87$6.75$6.10$5.78$5.77Dietitian5$16.50$18.51$25.17$10.00$11.79$11.47$15.53DON9$27.95$23.55$20.55$20.49$18.21$15.69$14.02Food Service Supervisor7$15.38$14.08$12.68$10.32$9.50$8.68$9.57Housekeeper10$8.07$7.54$6.50$5.59$4.72$4.52$4.10Housekeeper Supervisor7$15.00$13.95$11.54$9.77$8.20$8.08$7.47In-SVC Educ. Dir. RN7$21.86$17.70$14.80$15.12$14.14$11.61$10.89In-SVC Educ. Dir. LPN3$19.73$11.76$15.06$12.71$12.28$10.78$8.86Laundry Worker10$8.11$7.55$6.68$5.39$4.56$4.48$4.12LPN9$15.91$12.65$11.61$11.04$10.25$8.50$7.73Maintenance4$8.96$9.46$7.10$7.12$5.71$5.54$5.33Maintenance Supervisor10$9.73$9.70$13.41$12.06$10.23$10.24$9.30Physical Therapist3$19.68$22.13$56.10$32.79$46.80$26.34$18.71Physical Therapist Aide2$9.67$9.29$8.48$9.32$7.94$5.54$4.73RN9$19.17$16.37$14.55$13.58$12.78$10.71$9.57Social Worker12$12.91$12.93$11.30$10.66$9.39$9.21$10.35Ward Clerk8$8.51$10.64$7.60$6.45$5.69$5.22$4.70 Table 1 All Facilities Wages by Facility Size Occupation1-49 Beds50-99 Beds100-149 Beds150 + BedsState Ave.Activity Aide$8.31$8.25$8.66$8.97$8.61Activity Director$13.14$12.24$13.05$14.42$13.20Administrator$25.09$26.71$30.83$35.78$30.21Aide$9.16$9.05$9.35$9.46$9.27Bookkeeper$11.01$11.78$13.35$13.06$12.77Charge Nurse$16.85$15.48$16.77$18.56$16.87Clerical$10.70$9.68$10.24$10.91$10.34Dietitian$16.53$15.67$16.82$17.32$16.84DON$23.97$23.94$24.67$27.67$25.17Food Service Supervisor$13.38$13.93$14.75$15.70$14.62Housekeeper$8.12$8.15$8.21$8.52$8.27Housekeeper Supervisor$11.36$12.20$13.32$14.74$13.25In-SVC Educ. Dir. RN$18.23$18.80$19.14$21.79$19.86In-SVC Educ. Dir. LPN$17.47$15.48$16.16$19.38$17.28Laundry Worker$7.92$8.00$8.29$8.41$8.21LPN$14.31$13.66$14.80$15.91$14.75Maintenance$8.64$7.86$9.18$9.18$8.75Maintenance Supervisor$10.55$10.37$10.77$10.23$10.48Physical Therapist$24.77$28.51$26.36$25.69$26.35Physical Therapist Aide$9.45$9.49$11.81$12.32$11.26RN$17.76$16.86$17.35$19.03$17.72Social Worker$16.42$14.50$14.45$14.65$14.64Ward Clerk$9.09$9.27$10.11$9.43$9.64 PAGE 4 PAGE 26 Health Care Association of Michigan’s 2000 Wage and Compensation Survey FGZîþ6 7 J 2@â‹�žd¡»¼ÏÐáãëìóû  !FG[\opuv{|�Ž”•¦§¿À+4IQ—!˜!·!¹!(Î(ï,ñ,¼.å.ç.f/g/¤/¥/Ý/Þ/00G0H00€0²0³0ç0è011Y1Z1Š1ûøôøîøîûøûøîøøûøûîûîûîûûîûîûîûîûîûîûîûîûîûîûîøêøûøûæãæáæøûøÛ×Û×Û×Û×Û×Û×Û×Û×Û×Û×ÛB*CJ 5�B*CJ5�CJ5�CJ6�CJ 5�>*CJ>*CJCJ5�CJU$FGYZuv—¶·ÇÉÝÞûü 9:RS^_€�²ÈÉüüúüüúúúúúúúúúúúúúúúúúúúúúúúú$$FGYZuv—¶·ÇÉÝÞûü 9:RS^_€�²ÈÉÛÜíýþ=>uv¸¹ôõ$%VW€¢£ÓÔEFfg”•ÈÉ  7 8 L M ¼ ½ Ö × s t   � � à á ^_1?@â㊋�žde üù÷ù÷ù÷ùù÷ñïï      ^ÉÛÜíýþ=>uv¸¹ôõ$%VW€¢£ÓÔEFfúøôññøøøøøøøøøøøøøøøøøøøøøøø$„  & Ffg”•ÈÉ  7 8 L M ¼ ½ Ö × s t   � � à á ^_1?ýýýýýýýýúúýýýýýõìõìõìõýõìõú & F„h„˜þ & F$?@â㊋�žde ¡©¼½ÏÐáâãìóû üú÷÷÷üõúõõõüüòòòòòÕ¨òòÒòÒ$$$–lÖ    Ö”ÿŠ€û$$$$ ¡©¼½ÏÐáâãìóû   !26<@FG\`fiopqrstuv|„‡�Ž•˜� ¦§­±¶º¿ÀÁÂHIRSר@ A ”!•!–!—! !¹!Ä!Î!Ó!Ø!Ý!â!ç!ì!ñ!ö!û!"" """"""4";"B"J"R"Z"ýýýýýûýýùùùùýýýýýûýýùýýûýùùùùûýýýýýûýùùùùûýùùùùûýùýýýûýýýýýýýýýýýýýýýýýýûýýýýýý b   !26<@FG\`fiopqrstuv|âPßßßßßâ˜ßßßßßâ¤ßßßßßâßßßßßâ`ß$$$–lÖ    Ö”ÿŠ€û$|„‡�Ž•˜� ¦§­±¶º¿ÀÁÂHIRSרüüüüßdüüüüüßdüüüüüßÝÚÚÝÝÝÚÚ$$$–lÖ    Ö”ÿŠ€û$$Ø@ A ”!•!–!—! !¹!Ä!Î!Ó!Ø!Ý!â!ç!ì!ñ!ö!û!"" """""üüüúúú÷÷ôïïïïïïïïïïïïïïïèè$„—$$$$$$""4";"B"J"R"Z"b"j"r"z"{"‰"�"•"œ"£"ª"±"¸"¿"Â"Ã"×pÔÏÏÏÏÏÏÏÏÈ× ÔÏÏÏÏÏÏÏÏÈ×L$„—$$$$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$Z"b"j"r"z"{"‰"�"•"œ"£"ª"±"¸"¿"Â"Ã"Õ"Ü"ã"ë"ò"ù"#####$#+#2#:#B#J#R#Z#b#j#k#v#}#„#‹#’#™# #§#®#µ#¶#Å#Ë#Ñ#Ø#ß#æ#í#ô#û#$$$$$&$.$6$>$E$L$S$T$]$d$j$q$x$$†$�$”$›$œ$¦$­$´$¼$Ä$Ì$Ô$Ü$ä$ì$í$%%%ýýýýûýýýýýýýýýùûýýýýýýýýýýûýýýýýýýýýýûýýýýýýýýýýûýýýýýýýýýýûõõõõõõõõõõòýýýýýýýýýýûýýýýýýýýýýûýýý   `Ã"Õ"Ü"ã"ë"ò"ù"#####$#+#2#:#B#J#R#Z#b#j#k#v#ü÷÷÷÷÷÷÷÷ðÈTü÷÷÷÷÷÷÷÷ðÈ,ü($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$$v#}#„#‹#’#™# #§#®#µ#¶#Å#Ë#Ñ#Ø#ß#æ#í#ô#û#$$$$úúúúúúúúóË4ÈúúúúúúúúóËDÈú$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$$$&$.$6$>$E$L$S$T$]$d$j$q$x$$†$�$”$›$œ$¦$­$´$úúúúúúúóË ÈúúúúúúúúóËDÈúú$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$´$¼$Ä$Ì$Ô$Ü$ä$ì$í$%%%%%'%/%7%?%F%G%U%[%a%h%úúúúúúóËhÈúúúúúúúúóËàÈúúú$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$%%%'%/%7%?%F%G%U%[%a%h%o%r%u%x%{%~%%•%œ%£%«%³%º%Á%È%Ï%Ö%×%ã%é%ï%ö%ý%& &&& &!&8&?&F&N&U&\&c&j&q&x&y&”&›&¢&ª&²&º&Â&É&Ð&×&Ø&ò&ù&'''' '('0'7'8'@'F'L'S'Z'a'h'o'v'y'z'~'…'Œ'”'œ'¤'«'²'¹'À'Á'Í'Ó'ýýýýýýýûýýýýýùùùùùùýýýýýýýýýýûýýýýýýýýýýûýýýýýýýýýýûýýýýýýýýýýûýýýýýýýýýýûýýýýýýýýýùùýýýýýýýýýýûýý bh%o%r%u%x%{%~%%•%œ%£%«%³%º%Á%È%Ï%Ö%×%ã%é%ï%ö%ý%úúúúúúÒ`ÏúúúúúúúúÈÒ(Ïúúúú$„—$$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$$ý%& &&& &!&8&?&F&N&U&\&c&j&q&x&y&”&›&¢&ª&²&º&úúúúóË`ÈúúúúúúúúóË|Èúúúúú$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$º&Â&É&Ð&×&Ø&ò&ù&'''' '('0'7'8'@'F'L'S'Z'a'h'úúúóË€ÈúúúúúúúúóËÈúúúúúú$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$h'o'v'y'z'~'…'Œ'”'œ'¤'«'²'¹'À'Á'Í'Ó'Ù'à'ç'î'õ'ü'úúúÒÏúúúúúúúúÈÒ(Ïúúúúúúú$„—$$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$$Ó'Ù'à'ç'î'õ'ü'( ( ("()(/(7(?(G(N(U(\(c(d((‡(�(˜(¡(ª(³(¼(Å(Î(Ï(à(ç(î(ö(þ())))&)')>)E)L)T)\)d)l)t)|)})~)‰)�)—)Ÿ)¢)¥)¨)«)®)±)²)Ã)Ê)Ñ)Ù)á)é)ñ)ù)* * * *'*-*4*;*C*J*Q*X*[*\*f*m*t*|*„*Œ*”*›*¢*©*ýýýýýýýýûýýýýýýýýýýû÷÷÷÷÷÷÷÷÷÷ôýýýýýýýýýýûýýýýýýýýýýûýýýýòòòòòòòýýýýýýýýýýûýýýýýýýýýòòýýýýýýýýýý   `ü'( ( ("()(/(7(?(G(N(U(\(c(d((‡(�(˜(¡(ª(³(¼(Å(úóËdÈúúúúúúúúóˬÈúúúúúúúú$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$Å(Î(Ï(à(ç(î(ö(þ())))&)')>)E)L)T)\)d)l)t)|)})øÐ`ÍÈÈÈÈÈÈÈÈøÐ\ÍÈÈÈÈÈÈÈÈø$$$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$})~)‰)�)—)Ÿ)¢)¥)¨)«)®)±)²)Ã)Ê)Ñ)Ù)á)é)ñ)ù)* * *×ÐÔÏÏÏÏÏÏÏÏÏ×`ÔÏÏÏÏÏÏÏÏÈ×H$„—$$$$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$ * *'*-*4*;*C*J*Q*X*[*\*f*m*t*|*„*Œ*”*›*¢*©*ª*³*ü÷÷÷÷÷÷÷÷÷Ï8ü÷÷÷÷÷÷÷÷ÈÏ@ü$„—$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$$$©*ª*³*º*Á*É*Ñ*Ù*á*é*ñ*ù*ú*+ +++ +(+0+8+@+H+I+^+e+l+t+|+„+Œ+”+œ+¤+¥+¸+Æ+Í+Ô+Ü+ä+ì+ô+ü+, , ,,,,&,.,6,>,F,M,T,U,c,j,q,y,�,‰,�,—,ž,¥,¦,±,·,½,Ä,Ë,Ò,Ù,à,ç,î,ï,ð,ñ,¼.Ä.æ.ç.ò.// /////'/./3/4/B/þûûûûûûûûûûþûûûûûûûûûûþûûûûûûûûûûþûûûûûûûûûûûþûûûûûûûûûûþûûûûûûûûûûþûûûûûûûûûûþùûûûûûûûûûûûþû b³*º*Á*É*Ñ*Ù*á*é*ñ*ù*ú*+ +++ +(+0+8+@+H+I+^+e+úúúúúúúúóË<ÈúúúúúúúúóËpÈú$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$e+l+t+|+„+Œ+”+œ+¤+¥+¸+Æ+Í+Ô+Ü+ä+ì+ô+ü+, , ,,,úúúúúúúóË ÈÈúúúúúúúúóË Èú$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$,,&,.,6,>,F,M,T,U,c,j,q,y,�,‰,�,—,ž,¥,¦,±,·,½,úúúúúúúóËDÈúúúúúúúúóË$Èúú$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$½,Ä,Ë,Ò,Ù,à,ç,î,ï,ð,ñ,¼.Ä.æ.ç.ò.// /////úúúúúúóËÉÉÇÄÄÉúúúúúúúú$($$T–4 t·ÖÖ ÔÿDo šj9 Ù)  ±$$„—$$$/'/./3/4/B/H/N/T/Z/`/f/g/y/€/‡/Ž/•/�/¤/¥/³/º/Á/È/úúúÙÌÖúúúúúúÙøÖúúúúúúÙäÖúúú$ $$–”Ö    Öâÿ ýðâ–D#$$B/H/N/T/Z/`/f/g/y/€/‡/Ž/•/�/¤/¥/³/º/Á/È/Ï/Ö/Ý/Þ/é/ð/÷/þ/0 000#0)0/050;0A0G0H0U0\0c0j0q0x00€0‰0�0–0�0¤0«0²0³0½0Ä0Ë0Ò0Ù0à0ç0è0ì0ó0ú011111/161=1D1K1R1Y1Z1f1l1r1x1~1„1Š1‹1¢1©1°1·1¾1Å1Ì1Í1è1ýýýýýýûýýýýýýýûýýýýýýýûýýýýýýýûýýýýýýýû÷÷÷÷÷÷÷ôýýýýýýýûýýýýýýýûýýýýýýýûýýýýýýýûýýýýýýýûýýýýýýýûý   `È/Ï/Ö/Ý/Þ/é/ð/÷/þ/0 000#0)0/050;0A0G0H0U0\0c0j0úúúÙØÖúúúúúúÙÐÖúúúúúúÙàÖúúú$ $$–”Ö    Öâÿ ýðâ–D#$$j0q0x00€0‰0�0–0�0¤0«0²0³0½0Ä0Ë0Ò0Ù0à0ç0è0ì0ó0ú01úúúÙÌÖúúúúúúÙÔÖúúúúúúÙ¼Öúúú$ $$–”Ö    Öâÿ ýðâ–D#$$11111/161=1D1K1R1Y1Z1f1l1r1x1~1„1Š1‹1¢1©1°1·1úúúÙ ÖúúúúúúÙÄÖúúúúúúÙÖúúú$ $$–”Ö    Öâÿ ýðâ–D#$$Š1‹1Ì1Í12222T2U2ˆ2‰2·2¸2è2é2*3+3v3w3´3µ3ò3ó344#4$4I4L4S4T4x4{4‚4ƒ4°4±4é4ê4555þ7¢8£8µ8¶8É8Ê8Û8Ý8í8ó<&=>=¥@¦@"CVCWCÚF^J‚NƒN‹N�NRO¶PÍPÎP¢Q€TwUxUWWFWGW]W^WvWwW’W“W¸W¹WçWèW X X/X0Xûõûõñõûõûõûõûõûõûõûõûõûõñõûõñõûõñõûõûõûõûîêîêîêîêîêîêêîêîêîêîêîîêîêîêîîêîêîêîêîêîêîêîêî5�CJCJ5�CJ 5�B*CJB*CJ\·1¾1Å1Ì1Í1è1ï1ö1ý12222*21282?2F2M2T2U2d2j2p2v2úúúÙÖúúúúúúÙÖúúúúúúÙÐÖúúú$ $$–”Ö    Öâÿ ýðâ–D#$$è1ï1ö1ý12222*21282?2F2M2T2U2d2j2p2v2|2‚2ˆ2‰2�2”2›2¢2©2°2·2¸2Ä2Ê2Ð2Ö2Ü2â2è2é233333#3*3+3F3N3V3^3f3n3v3w3Š3‘3˜3Ÿ3¦3­3´3µ3Í3Ó3Ú3à3æ3ì3ò3ó3ý34 4444#4$4-444;4B4I4L4S4T4\4c4j4q4x4{4‚4ƒ4†4�4”4ýýýýûûùýýýýýýýùýýýýýýýùýýýýýýýùýýýýýýýùýýýýýýýùýýýýýýýùýýýýýýýùýýýýýýýùýýýýýûûùýýýýýûûùýýýýýûûùýýý bv2|2‚2ˆ2‰2�2”2›2¢2©2°2·2¸2Ä2Ê2Ð2Ö2Ü2â2è2é23333úúúÙ¼ÖúúúúúúÙÄÖúúúúúúÙÖúúú$ $$–”Ö    Öâÿ ýðâ–D#$$33#3*3+3F3N3V3^3f3n3v3w3Š3‘3˜3Ÿ3¦3­3´3µ3Í3Ó3Ú3à3úúúÙ0ÖúúúúúúÙøÖúúúúúúÙøÖúúú$ $$–”Ö    Öâÿ ýðâ–D#$$à3æ3ì3ò3ó3ý34 4444#4$4-444;4B4I4L4S4T4\4c4j4q4úúúÙÄÖúúúúúúÙÀÖúúúúúúÙ¼Öúúú$ $$–”Ö    Öâÿ ýðâ–D#$$q4x4{4‚4ƒ4†4�4”4›4¢4©4°4±4¿4Æ4Í4Ô4Û4â4é4ê4õ4ü455úúúÙ¸ÖúúúúúúÙäÖúúúúúúÙÄÖúúú$ $$–”Ö    Öâÿ ýðâ–D#$$”4›4¢4©4°4±4¿4Æ4Í4Ô4Û4â4é4ê4õ4ü45555555þ7ÿ78<8G8r8�8¢8£8§8®8µ8¶8»8Â8É8Ê8Ï8Õ8Û8Ü8Ý8í8î83;4;ò<ó<û<&=>=H=O=U=X=^=a=f=i=n=q=u=x=|==€=‚=‡=Œ=’=—=�=¢=¨=©=­=²=·=½=Â=È=Í=Ó=Ô=Ù=ß=å=ë=ñ=÷=ýýýýûýýýýýýýûýýýýýýýûùýýýýûýýýûýýýûýýýûöñìêýêýýýýýýýýýûýýýýýýýýûýýýýýýýýûýýýýýý  Þÿÿÿ  èÿÿÿ \555555þ7ÿ78<8G8r8�8¢8£8§8®8µ8¶8»8Â8úúúÙ×ÕÒÒÒúúúú²Lúúú²Púú$$T–l t·ÖÖ ”ÿFÆ$ $$–”Ö    Öâÿ ýðâ–D#$$Â8É8Ê8Ï8Õ8Û8Ü8Ý8í8î83;4;ò<ó<û<&=>=H=O=U=X=^=a=f=úÚHúúúÚØØØÕÕÕØÒÒÐÍÍÍÍÍÍÍ$$$$$T–l t·ÖÖ ”ÿFÆ$$f=i=n=q=u=x=|==€=‚=‡=Œ=’=—=�=¢=¨=©=­=²=·=½=Â=È=Í=üüüüüüüפüÒÒÒÒÒÒÒ׬üÒÒÒÒÒÒ$$$$$T–l t·ÖÖ”ÿç×Ç ·§—‡w$Í=Ó=Ô=Ù=ß=å=ë=ñ=÷=ý=>> >>>>>#>(>->.>A>Y>c>úÕÀÒúúúúúúúÕ¨ÒúúúúúúúÕÏÍÒ$$$$$T–l t·ÖÖ”ÿç×Ç ·§—‡w$$÷=ý=>> >>>>>#>(>->.>A>Y>c>j>p>s>y>|>ƒ>ˆ>‹>�>’>–>™>š>œ>¢>§>­>²>¸>½>Ã>Ä>È>Î>Ô>Ú>à>æ>ì>ò>ó>ø>þ>? ????"?#?)?/?4?9?>?C?H?M?N?S?Y?^?c?i?n?t?y?z?{?�?™? ?¦?©?¯?²?¹?¾?Á?Å?È?Ì?Ï?Ð?Ò?Ø?Þ?ä?ê?ð?ö?ü?ý?ýýûýýýýýýýýûýýùýùýýýýýýýýûýýýýýýýýûýýýýýýýýûýýýýýýýýûýýýýýýýýûýýýýýýýýûýýùýùýýýýýýýýûýýýýýýýýû bc>j>p>s>y>|>ƒ>ˆ>‹>�>’>–>™>š>œ>¢>§>­>²>¸>½>Ã>Ä>È>Î>úúúúúúúúúúúúÕ¨ÒúúúúúúúÕ¼Òú$$$$T–l t·ÖÖ”ÿÞξ ®žŽ~n$$Î>Ô>Ú>à>æ>ì>ò>ó>ø>þ>? ????"?#?)?/?4?9?>?C?H?M?úúúúúúÕÀÒúúúúúúúÕ¬Òúúúúúúú$$$$T–l t·ÖÖ”ÿÞξ ®žŽ~n$$M?N?S?Y?^?c?i?n?t?y?z?{?�?™? ?¦?©?¯?²?¹?¾?Á?Å?È?Ì?Ú°×ÒÒÒÒÒÒÒÚÐÐ×ÒÒÒÒÒÒÒÒÒÒÒ$$$$$$T–l t·ÖÖ”ÿÞξ ®žŽ~nÌ?Ï?Ð?Ò?Ø?Þ?ä?ê?ð?ö?ü?ý?@@ @@@@%@+@,@1@7@=@C@úÕ´ÒúúúúúúúÕ¼ÒúúúúúúúÕÀÒúúú$$$$T–l t·ÖÖ”ÿÞξ ®žŽ~n$$ý?@@ @@@@%@+@,@1@7@=@C@I@O@U@[@\@b@h@n@s@y@~@„@‰@Š@�@’@•@˜@›@ž@¡@¤@¥@¦@"C*CVCWCoCyC€C†C‰C�C’C—CšCŸC¢C¦C©C­C°C±C³C¸C½CÃCÈCÎCÓCÙCÚCÞCãCèCíCòC÷CüCDDDDDD D&D,D2D3D9D>DCDHDMDRDWD\D]D^DqD‰D“DšDýýýýýýýýûýýýýýýýýûýýýýýýýýûýýýýýýýýûùýý÷ý÷ýýýýýýýýýûýýýýýýýýûýýýýýýýýûýýýýýýýýûýýýýýýýýûýý bC@I@O@U@[@\@b@h@n@s@y@~@„@‰@Š@�@’@•@˜@›@ž@¡@¤@¥@¦@úúúúÕ¸ÒúúúúúúúÕlÒúúúúúúúÕÐ$$$$T–l t·ÖÖ”ÿÞξ ®žŽ~n$$¦@"C*CVCWCoCyC€C†C‰C�C’C—CšCŸC¢C¦C©C­C°C±C³C¸C½Cýúúøøõðððððððððððððˤõðð$$$T–l t·ÖÖ”ÿç×Ç ·§—‡w$$$$½CÃCÈCÎCÓCÙCÚCÞCãCèCíCòC÷CüCDDDDDD D&D,D2D3DúúúúúÕ¤ÒúúúúúúúÕÀÒúúúúúúúÕ¨$$$$T–l t·ÖÖ”ÿç×Ç ·§—‡w$$3D9D>DCDHDMDRDWD\D]D^DqD‰D“DšD D£D©D¬D±D´D¹D¼DÀDü÷÷÷÷÷÷÷ÒÐÍÐü÷÷÷÷÷÷÷÷÷÷$$$$T–l t·ÖÖ”ÿç×Ç ·§—‡w$$$šD D£D©D¬D±D´D¹D¼DÀDÃDÇDÊDËDÍDÒD×DÜDáDçDìDòDóD÷DüDEE EEEEE#E(E.E4E:E@EFEMENETEZE`EfElErExE~EE„EŠE�E•E›E E¦E«E¬E­EÁEËEÒEØEÛEáEäEéEìEñEôEøEûEÿEFFF FFFF#F)F/F0F4F9F?FDFJFPFVF\F]FbFhFnFtFzFþûþûûûûûûûûûùûûûûûûûûùûûûûûûûûùûûûûûûûûùûûûûûûûûùûûûûûûûûùûûþûþûûûûûûûûûùûûûûûûûûùûûûûûûûûùûûûûû bÀDÃDÇDÊDËDÍDÒD×DÜDáDçDìDòDóD÷DüDEE EEEEE#E(EúúúÕ ÒúúúúúúúÕ¬ÒúúúúúúúÕÀÒú$$$$T–l t·ÖÖ”ÿÞξ ®žŽ~n$$(E.E4E:E@EFEMENETEZE`EfElErExE~EE„EŠE�E•E›E E¦E«EúúúúúúÕÄÒúúúúúúúÕ´Òúúúúúúú$$$$T–l t·ÖÖ”ÿÞξ ®žŽ~n$$«E¬E­EÁEËEÒEØEÛEáEäEéEìEñEôEøEûEÿEFFF FFFF#FÚØØÕÐÐÐÐÐÐÐÐÐÐÐÐÐÚ´ÕÐÐÐÐÐ$$$$$$T–l t·ÖÖ”ÿÞξ ®žŽ~n#F)F/F0F4F9F?FDFJFPFVF\F]FbFhFnFtFzF€F†FŒF�F“F™FžFúúÕ´ÒúúúúúúúÕÀÒúúúúúúúÕ¸Òúú$$$$T–l t·ÖÖ”ÿÞξ ®žŽ~n$$zF€F†FŒF�F“F™FžF¤FªF¯FµFºF»FÀFÅFÈFËFÎFÑFÔFÙFÚFÛFãHäH]JgJ}J‚J‰J‘J™JžJ¡J¦J©J­J°J´J·J¸JÄJÊJÐJÖJÜJâJèJîJïJýJK KKKK!K'K(KEKKKQKWK]KcKiKoKpKŒK’K˜KžK¤KªK°K¶K·KÈKÎKÔKÚKàKæKìKòKóKL LLLL"L(L.L/Le?e›e­e®eÂeÃeÚeÜeph7i9i@iAi‹i™iÇiÙi jjMjXjŠj™jÇjÔj kkBkLk�k…kºkÒkll>lUl†l›lÐlælmmMmQmƒm�m½mûøûøûøøûøûøûøûøûøûøûøûøûûøûøûøûøûøûøûøûøûòøûøûøûøûøûûøûøûøûøûøûøûøûøûøûøûøûøûøûøûøûøûøûøûøû 5�6�CJCJ5�CJ`‚XƒX—X�X£X©XªX«X¬XéZêZóZ!["[([@[A[J[Q[X[Y[_[ãœàÛÛÛãÙÙ×ÙÔÔàÛÛ·`àÛÛ·Là$$T–lÖ    Ö ”ÿŒ \,$$$$$$–lÖ    Ö ”ÿN y¤Ï_[e[k[l[š[›[¢[£[ª[«[Æ[Î[Ö[×[Ø[ã[ä[]]�^§^È^ç^ò^_úúÝüÚúúúúݰÚúúÝØØØÕÕÕÒÒÒÚÚ$$$$$T–lÖ    Ö ”ÿŒ \,$$____"_'_._5_6_:_?_F_M_N_R_W_^_d_e_f_ `¡`ª`º`Å`üüà\üÛÛÛà`üÛÛÛà\üÛÛÛàÙ×ÔÔÔÔ$$$$$–lÖ    Ö ”ÿîHPf!$Å`Ì`Ú`Û`ó`ù`ú`a a aaaa%a,a-aAaFaGaZa_a`awa~aa€aü÷Û|ü÷ÛDü÷ÛPü÷Û8ü÷Ûhü÷Ûdü÷Û|ü÷ÛÙ$$T–lÖ    Ö”ÿîH$$$Ú`Û`ó`ù`ú`a a aaaa%a,a-aAaFaGaZa_a`awa~aa€ahbrb“bšb b¦b«b¬b®b³b¸b½b¾bÀbÅbÊbÏbÐbÒb×bÜbábâbäbébîbóbôböbùbübÿbcc ccccc c!ceee?eJe^ere†eše›eŸe¤e§eªe­e®e³e¸e»e¾eÂeÃeÈeÎeÒeÖeÚeÛeÜeghphþûûþûûþûûþûûþûûþûûþûûþùû÷ûûþûûûûþûûûûþûûûûþûûûûþûûûûþûûûûþùûûûûûþûûûûûþûûûûûþûûûûûþùô _€ahbrb“bšb b¦b«b¬b®b³b¸b½b¾bÀbÅbÊbÏbÐbÒb×bÜbábâbäbýúú÷òòòÖH÷òòòÖH÷òòòÖH÷òòòÖH÷$$–lÖ    Ö ”ÿ:à†,"$$$$äbébîbóbôböbùbübÿbcc ccccc c!ceee?eJe^ereúúúÞ0ÛúúúÞXÛúúúÞÙÙÙ×ÙÔÔÛúú$$$$–lÖ    Ö ”ÿ:à†,"$$re†eše›eŸe¤e§eªe­e®e³e¸e»e¾eÂeÃeÈeÎeÒeÖeÚeÛeÜeghphúúÝLÚúúúúÝTÚúúúúÝ`ÚúúúúÝØÖÔ$$$–lÖ    Ö  dÆ6$$$ph€h�h–h¤h¥h¼hÂhÃhÛháhâhìhòhóhühiiiii/i5i6i7i8i9iAiZieigiliqivi{i€i…iŠi‹i™iœi¢i¨i®i´iºiÀiÆiÇiÙiüùôïëæáÝØÓÏÊÅÁ¼·³®©¥ ›—”‘Ž‹ˆ…ƒ…………………�………………………�}  &ÿÿÿ.ÿÿÿ/ÿÿÿ0ÿÿÿ1ÿÿÿ2ÿÿÿ  8ÿÿÿ  KÿÿÿLÿÿÿ  Rÿÿÿ  eÿÿÿfÿÿÿ  kÿÿÿ  tÿÿÿuÿÿÿ  {ÿÿÿ  …ÿÿÿ†ÿÿÿ  Œÿÿÿ  ¤ÿÿÿ¥ÿÿÿ  «ÿÿÿ  ÂÿÿÿÃÿÿÿ  Ñÿÿÿ  Øÿÿÿçÿÿÿ÷ÿÿÿ1ph€h�h–h¤h¥h¼hÂhÃhÛháhâhìhòhóhühiiiii/i5i6i7iüüùôØxùôØ|ùôØDùôØ<ùôØhùôØhùôØÖ$$T–lÖ    Ö”ÿîH$$$$7i8i9iAiZieigiliqivi{i€i…iŠi‹i™iœi¢i¨i®i´iºiÀiÆiÇiýýúú÷òòòòòòòòÏð÷òòòòòòòòÏ "$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$$$ÇiÙiÜiãiêiñi÷iýij j jjj"j)j0j7j>jEjLjMjXj[jbjijü÷÷÷÷÷÷÷÷Ô ü÷÷÷÷÷÷÷÷Ôôü÷÷÷"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$$ÙiÜiãiêiñi÷iýij j jjj"j)j0j7j>jEjLjMjXj[jbjijpjwj}jƒj‰jŠj™jœj¢j¨j®j´jºjÀjÆjÇjÔj×jÞjåjìjójújkk kkkk#k)k/k5k;kAkBkLkOkVk]kdkkkrkyk€k�k…kˆk�k–k�k¤k«k²k¹kºkÒkÕkÜkãkêkñk÷kýkllllll%l+l1lþþþúúúúú÷úþþþúúúúú÷ôôôôôôôôôòôôôôôôôôôòúþþþúúúúú÷úþþþúúúúú÷úþþþúúúúú÷úþþþúúúúú÷úþþþúúúúú÷úþþþúúú   `ijpjwj}jƒj‰jŠj™jœj¢j¨j®j´jºjÀjÆjÇjÔj×jÞjåjìjójújkúúúúú×ôÔúúúúúúúú×Ôúúúúúúú$"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$kk kkkk#k)k/k5k;kAkBkLkOkVk]kdkkkrkyk€k�k…kˆkú×äÔúúúúúúúú×üÔúúúúúúúú×äÔú$"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$ˆk�k–k�k¤k«k²k¹kºkÒkÕkÜkãkêkñk÷kýkllllll%l+lúúúúúúú×(Ôúúúúúúúú×èÔúúúúú$"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$+l1l7l=l>lUlXl_lflmlslyll…l†l›lžl¥l¬l³lºlÁlÈlÏlÐlúúú× Ôúúúúúúúú×(Ôúúúúúúúú×$"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$1l7l=l>lUlXl_lflmlslyll…l†l›lžl¥l¬l³lºlÁlÈlÏlÐlælèlïlòlùlmm mmmm"m(m.m4m:m@mFmLmMmQmTm[mbmimpmvm|m‚mƒm�m’m˜mžm¤mªm°m¶m¼m½mÔm×mÞmämëmòmùmnnnnn#n)n0n7n>nEnLnMnenhnonun{n‚nˆnŽn”n•nŸn¢n©n°n·nüüùü÷÷÷üüüüüùü÷÷÷üüüüüùü÷÷÷üü÷üüùü÷÷÷üüüüüùü÷÷÷üüüüüùü÷÷÷üüüüüùü÷÷÷üüüüüùü÷÷÷üüüüüùü÷÷÷üüüüüùü÷÷÷ü  bÐlælèlïlòlùlmm mmmm"m(m.m4m:m@mFmLmMmQmTm[mbmü÷÷÷÷÷÷÷÷Ôôü÷÷÷÷÷÷÷÷ÔØü÷÷÷"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$$bmimpmvm|m‚mƒm�m’m˜mžm¤mªm°m¶m¼m½mÔm×mÞmämëmòmùmnúúúúú×èÔúúúúúúúú×(Ôúúúúúúú$"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$½mÔmnnMnen•nŸnÒnÛnooMoPo…o“oÅoÏoþop+p7pSpap�p”p·pÆpëp÷pq(qIqWq|q†q¦q±qÕqÚqrr;rHrhr€r£r¹rÞrõrs%sEsJsmszsšs²sÔsès t&tFtQttt~t¢t«tÐtÔtút u-u9uYuZu[u^un�p�’Ÿ›Ÿ½¥¿¥ì¥ï¥•ª–ª—ª�ªžªŸª ªýùýùýùýùýùýùýùýùýùùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùýùùùýùýùýòïòêò0JmH0J j0JU5�CJCJ\nnnnn#n)n0n7n>nEnLnMnenhnonun{n‚nˆnŽn”n•nŸn¢nú×Ôúúúúúúúú× Ôúúúúúúúú×ôÔú$"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$¢n©n°n·n¾nÄnËnÑnÒnÛnÞnånìnónúnoooooo"o)o0o7oúúúúúúú×øÔúúúúúúúú×ôÔúúúúú$"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$·n¾nÄnËnÑnÒnÛnÞnånìnónúnoooooo"o)o0o7o>oEoLoMoPoSoZoaohooovo}o„o…o“o–o�o¤o«o²o¸o¾oÄoÅoÐoÓoÙoßoåoëoño÷oýoþopp+p,p7p9p>pCpHpMpRpSpapcpipopup{p�p‚p”p–p�p¤p«p±p·p¸pÆpÈpÏpÖpÝpäpëpìp÷pùpqq qüüüüùü÷÷÷üüüüüùü÷÷÷üüüüüùü÷÷÷üüüüüùü÷÷÷üüüüüùü÷÷÷üüüüüùô÷ôôôôôòô÷÷ôôôôòô÷÷ôôôôòô÷÷ôôôôòô÷÷ôô   `7o>oEoLoMoPoSoZoaohooovo}o„o…o“o–o�o¤o«o²o¸o¾oÄoÅoúúú×àÔúúúúúúúú×Ôúúúúúúúú×ä$"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$ÅoÐoÓoÙoßoåoëoño÷oýoþopp+p,p7p9p>pCpHpMpRpü÷÷÷÷÷÷÷÷ÔÒÏÏÒü÷÷÷÷÷÷$"$$–l”xÖ    Ö ”ÿ2 "òâÒ!Â%²)$$$RpSpapcpipopup{p�p‚p”p–p�p¤p«p±p·p¸pÆpÈpÏpÖpÝpäpëpÞ¼ÛÖÖÖÖÖÖÞØÛÖÖÖÖÖÖÞÐÛÖÖÖÖÖÖ$$$ $$T–lÖ    Ö”ÿŒ Ö j´þ$H*ëpìp÷pùpqq qqqq(q+q1q7q=qCqIqJqWqYq`qgqnquq|qÞ´ÛÖÖÖÖÖÖÞÄÛÖÖÖÖÖÖÞÌÛÖÖÖÖÖÖ$$$ $$T–lÖ    Ö”ÿŒ Ö j´þ$H* qqqq(q+q1q7q=qCqIqJqWqYq`qgqnquq|q}q†qˆqŽq”qšq q¦q§q±q³qºqÁqÈqÎqÕqÖqÚqÝqäqëqòqùqrrrr"r)r/r5r;rvDvJvPvVvWvevgvnvuv|vƒvŠv‘v˜v™vžv v¦v¬v²v¸v¾vÄvÊvËvÖvØvßvævévïvõvûvwwwww w'w.w5w;wAwBwKwMwTwWw]wcwiwowuwvwzw|wƒwŠw‘w˜wŸw¦w¬w­wÅwÇwÎwÕwÛwáwçwíwýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýùýýýýûýýýýýýýýýûýýýùýýýýýûýýýýýýýýýûýýýýýýýý bv vvvv(v*v1v8v>vDvJvPvVvWvevgvnvuv|vƒvŠv‘v˜v™vúúúÙÖúúúúúúúúÙÖúúúúúúúúÙÈ$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$™vžv v¦v¬v²v¸v¾vÄvÊvËvÖvØvßvævévïvõvûvwwwww wü÷÷÷÷÷÷÷÷ÖÜü÷÷÷÷÷÷÷÷Öü÷÷÷ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$$ w'w.w5w;wAwBwKwMwTwWw]wcwiwowuwvwzw|wƒwŠw‘w˜wŸw¦wúúúúúÙÐÖúúúúúúúúÙÜÖúúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$¦w¬w­wÅwÇwÎwÕwÛwáwçwíwówôwxxxxxx x&x,x-xDxFxúÙÖúúúúúúúúÙäÖúúúúúúúúÙÖú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$íwówôwxxxxxx x&x,x-xDxFxMxTxZx`xfxlxrxsxˆxŠx‘x˜xŸx¦x­x³xºx»xÑxÓxÚxÝxäxëxñx÷xýxþx yyyy!y'y-y3y9y:y>y@yGyNyTy[yaygymynyzy|y‚yˆyŽy”yšy y¦y§y¾yÀyÇyÍyÓyÙyßyåyëyìyÿyzzzzz z'z-z.zFzHzOzVz\zbzýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýùýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýùýýýýûýýýýýý bFxMxTxZx`xfxlxrxsxˆxŠx‘x˜xŸx¦x­x³xºx»xÑxÓxÚxÝxäxëxúúúúúúúÙ ÖúúúúúúúúÙ Öúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ëxñx÷xýxþx yyyy!y'y-y3y9y:y>y@yGyNyTy[yaygymynyúúúÙðÖúúúúúúúúÙÐÖúúúúúúúúÙä$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$nyzy|y‚yˆyŽy”yšy y¦y§y¾yÀyÇyÍyÓyÙyßyåyëyìyÿyzzzü÷÷÷÷÷÷÷÷Öü÷÷÷÷÷÷÷÷Öü÷÷÷ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$$zzz z'z-z.zFzHzOzVz\zbzezlzozpzszuz|zƒzŠz‘z˜zžzúúúúúÙÖúúúúúúúúÙÔÖúúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$bzezlzozpzszuz|zƒzŠz‘z˜zžz¤z¥z³zµz¼zÃzÆzÌzÒzØzÞzßzêzìzózùzÿz{ {{{{{{#{${6{A{B{M{O{T{Y{^{c{h{m{r{w{|{�{†{‹{�{•{–{¤{§{­{³{¹{¿{Å{Ë{Ñ{Ò{ä{ç{î{õ{û{|| |||"|%|,|3|:|A|H|O|V|W|\|_|e|k|q|w|}|ƒ|‰|Š|þûþùûûûûûûûûûùûûûûûûûûûùûûûûûûûûûùûþûûûûûûûûûûûûûûùûûûûûûûûûùûûûûûûûûûùûûûûûûûûûùûûûûûûûûûù bžz¤z¥z³zµz¼zÃzÆzÌzÒzØzÞzßzêzìzózùzÿz{ {{{{{{úÙèÖúúúúúúúúÙäÖúúúúúúúúÙÔÔ$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($${#{${6{A{B{M{O{T{Y{^{c{h{m{r{w{|{�{†{‹{�{•{–{¤{§{üüüüú÷òòòòòòòòòòòòòòòÑð÷ò $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$$$§{­{³{¹{¿{Å{Ë{Ñ{Ò{ä{ç{î{õ{û{|| |||"|%|,|3|:|A|úúúúúúúÙÖúúúúúúúúÙ Öúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$A|H|O|V|W|\|_|e|k|q|w|}|ƒ|‰|Š|•|˜|Ÿ|¦|¬|²|¸|¾|Ä|Å|úúúÙÌÖúúúúúúúúÙìÖúúúúúúúúÙ$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$Š|•|˜|Ÿ|¦|¬|²|¸|¾|Ä|Å|Ò|Õ|Ü|ã|ê|ñ|ø|þ|}}}}}}#})}/}5};}<}F}H}O}U}X}_}f}m}s}t}x}{}‚}‰}�}—}ž}¥}¬}­}Å}È}Ï}Ö}Ý}ã}é}ï}õ}ö}~~ ~~~~#~)~/~0~G~J~Q~X~^~d~j~p~v~w~Œ~�~–~�~¤~«~²~¹~À~Á~×~Ù~à~ç~î~ô~û~ýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýùýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýý bÅ|Ò|Õ|Ü|ã|ê|ñ|ø|þ|}}}}}}#})}/}5};}<}F}H}O}U}ü÷÷÷÷÷÷÷÷ÖÜü÷÷÷÷÷÷÷÷Öàü÷÷÷ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$$U}X}_}f}m}s}t}x}{}‚}‰}�}—}ž}¥}¬}­}Å}È}Ï}Ö}Ý}ã}é}ï}úúúúúÙäÖúúúúúúúúÙ$Öúúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ï}õ}ö}~~ ~~~~#~)~/~0~G~J~Q~X~^~d~j~p~v~w~Œ~�~úÙèÖúúúúúúúúÙÖúúúúúúúúÙ(Öú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$�~–~�~¤~«~²~¹~À~Á~×~Ù~à~ç~î~ô~û~ &,2úúúúúúúÙÖúúúúúúúúÙôÖúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ &,28>DEILSZahntz{‡Š�–œ¢¨®´µÌÏÖÝäêðöüý€€€!€$€+€2€9€@€A€Y€[€a€g€m€t€{€�€‡€ˆ€‹€Ž€•€œ€£€ª€±€¸€¾€¿€Í€Ð€×€Þ€å€ì€ó€ù€ÿ€� ���� �&�,�2�8�9�B�C�U�b�c�n�ýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýùýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûý b28>DEILSZahntz{‡Š�–œ¢¨®´µúúúÙØÖúúúúúúúúÙèÖúúúúúúúúÙ $ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$µÌÏÖÝäêðöüý€€€!€$€+€2€9€@€A€Y€[€a€g€ü÷÷÷÷÷÷÷÷Öü÷÷÷÷÷÷÷÷Öü÷÷÷ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$$g€m€t€{€�€‡€ˆ€‹€Ž€•€œ€£€ª€±€¸€¾€¿€Í€Ð€×€Þ€å€ì€ó€ù€úúúúúÙÜÖúúúúúúúúÙÖúúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ù€ÿ€� ���� �&�,�2�8�9�B�C�U�b�c�n�p�u�z��„�‰�úÙäÖúúúúúúúúÙÓÓÓÓÑÖÎúúúúú$$$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$n�p�u�z��„�‰�Ž�“�˜���¢�§�¬�±�¶�·�Å�È�Î�Ô�Ú�á�ç�í�ó�ô�‚ ‚‚‚‚#‚)‚/‚5‚6‚D‚G‚N‚U‚\‚c‚j‚q‚x‚y‚~‚�‚‡‚�‚“‚™‚Ÿ‚¥‚«‚¬‚·‚º‚Á‚ȂςՂۂá‚ç‚è‚õ‚ø‚ÿ‚ƒ ƒƒƒ!ƒ'ƒ(ƒ1ƒ4ƒ;ƒAƒGƒMƒSƒYƒ_ƒ`ƒjƒmƒtƒ{ƒ~ƒ…ƒŒƒ“ƒšƒ›ƒûøøøøøøøøøøøøøøöøøøøøøøøøöøøøøøøøøøöøøøøøøøøøöøøøøøøøøøöøøøøøøøøøöøøøøøøøøøöøøøøøøøøøöøøøøôøøøøö  `‰�Ž�“�˜���¢�§�¬�±�¶�·�Å�È�Î�Ô�Ú�á�ç�í�ó�ô�‚ ‚‚‚úúúúúúúúúÙôÖúúúúúúúúÙÖúúú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$‚‚#‚)‚/‚5‚6‚D‚G‚N‚U‚\‚c‚j‚q‚x‚y‚~‚�‚‡‚�‚“‚™‚Ÿ‚¥‚úúúúúÙ ÖúúúúúúúúÙÌÖúúúúúúú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$¥‚«‚¬‚·‚º‚Á‚ȂςՂۂá‚ç‚è‚õ‚ø‚ÿ‚ƒ ƒƒƒ!ƒ'ƒ(ƒ1ƒ4ƒúÙðÖúúúúúúúúÙÖúúúúúúúúÙàÖú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$4ƒ;ƒAƒGƒMƒSƒYƒ_ƒ`ƒjƒmƒtƒ{ƒ~ƒ…ƒŒƒ“ƒšƒ›ƒŸƒ¢ƒ©ƒ°ƒ·ƒ¾ƒúúúúúúúÙìÖúúúúúúúúÙäÖúúúúú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$›ƒŸƒ¢ƒ©ƒ°ƒ·ƒ¾ƒÅƒÌƒÓƒÔƒìƒïƒöƒýƒ„ „„„„„)„,„2„8„>„D„J„P„V„W„n„q„x„„…„‹„‘„—„�„ž„³„¶„½„Ą˄҄لà„ç„è„þ„……………#…)…/…0…?…B…H…N…T…Z…`…f…l…m…q…t…{…‚…‰…�…–…œ…¢…£…¯…²…¸…¾…Ä…Ê…Ð…Ö…Ü…Ý…ô…÷…þ…† ††† †&†ýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýý c¾ƒÅƒÌƒÓƒÔƒìƒïƒöƒýƒ„ „„„„„)„,„2„8„>„D„J„P„V„W„úúúÙ$ÖúúúúúúúúÙèÖúúúúúúúúÙ$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$W„n„q„x„„…„‹„‘„—„�„ž„³„¶„½„Ą˄҄لà„ç„è„þ„………ü÷÷÷÷÷÷÷÷Ö(ü÷÷÷÷÷÷÷÷Ö ü÷÷÷ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$$………#…)…/…0…?…B…H…N…T…Z…`…f…l…m…q…t…{…‚…‰…�…–…œ…úúúúúÙôÖúúúúúúúúÙØÖúúúúúúú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$œ…¢…£…¯…²…¸…¾…Ä…Ê…Ð…Ö…Ü…Ý…ô…÷…þ…† ††† †&†'†:†=†úÙèÖúúúúúúúúÙ(ÖúúúúúúúúÙÖú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$&†'†:†=†D†K†N†U†\†c†j†k†ƒ†††�†”†›†¡†§†­†³†´†·†º†Á†È†Ï†Ö†Ý†ä†ê†ë†ù†ü†‡ ‡‡‡‡#‡)‡*‡5‡8‡?‡E‡K‡Q‡W‡]‡c‡d‡e‡f‡g‡p‡q‡ƒ‡Ž‡�‡š‡œ‡¡‡¦‡«‡°‡µ‡º‡¿‡Ä‡É‡Î‡Ó‡Ø‡Ý‡â‡ã‡ñ‡ô‡ú‡ˆˆ ˆˆˆˆˆ1ˆ4ˆ;ˆBˆIˆOˆUˆ[ˆaˆbˆpˆsˆþûûûûùûûûûþûûûûûûûûûþûûûûûûûûûþûûûûûûûûûþûûûûûûûûûþûûûûûûûûûûûûûûûûþûûûûûûûûûþûûûûûûûûûþûû b=†D†K†N†U†\†c†j†k†ƒ†††�†”†›†¡†§†­†³†´†·†º†Á†È†Ï†Ö†úúúúúúúÙ$ÖúúúúúúúúÙÜÖúúúúú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$ֆ݆ä†ê†ë†ù†ü†‡ ‡‡‡‡#‡)‡*‡5‡8‡?‡E‡K‡Q‡W‡]‡c‡d‡úúúÙüÖúúúúúúúúÙèÖúúúúúúúúÙ$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$d‡e‡f‡g‡p‡q‡ƒ‡Ž‡�‡š‡œ‡¡‡¦‡«‡°‡µ‡º‡¿‡Ä‡É‡Î‡Ó‡Ø‡Ý‡â‡ýýýúúúúý÷òòòòòòòòòòòòòòò$$$$â‡ã‡ñ‡ô‡ú‡ˆˆ ˆˆˆˆˆ1ˆ4ˆ;ˆBˆIˆOˆUˆ[ˆaˆbˆpˆsˆzˆÞðÛÖÖÖÖÖÖÖÖÞ ÛÖÖÖÖÖÖÖÖÞ ÛÖÖ$$$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'sˆzˆ�ˆˆˆ�ˆ–ˆ�ˆ¤ˆ¥ˆªˆ­ˆ³ˆ¹ˆ¿ˆÅˆËˆÑˆ×ˆØˆãˆæˆíˆôˆûˆ‰‰‰‰‰"‰%‰,‰3‰:‰A‰H‰O‰U‰V‰_‰b‰i‰o‰u‰{‰�‰‡‰�‰Ž‰˜‰›‰¢‰©‰¬‰³‰º‰Á‰È‰É‰Í‰Ð‰×‰Þ‰å‰ì‰ó‰ú‰ŠŠŠŠ$Š+Š2Š9Š?ŠEŠKŠLŠXŠ[ŠaŠgŠmŠsŠyŠЅІŠ�РЧЮелŠÁŠÇŠÍŠÎŠýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýùýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýû bzˆ�ˆˆˆ�ˆ–ˆ�ˆ¤ˆ¥ˆªˆ­ˆ³ˆ¹ˆ¿ˆÅˆËˆÑˆ×ˆØˆãˆæˆíˆôˆûˆ‰‰úúúúúúÙÌÖúúúúúúúúÙôÖúúúúúú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$‰‰‰‰"‰%‰,‰3‰:‰A‰H‰O‰U‰V‰_‰b‰i‰o‰u‰{‰�‰‡‰�‰Ž‰˜‰úúÙÖúúúúúúúúÙàÖúúúúúúúúÙìÖ$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$˜‰›‰¢‰©‰¬‰³‰º‰Á‰È‰É‰Í‰Ð‰×‰Þ‰å‰ì‰ó‰ú‰ŠŠŠŠ$Š+Š2ŠúúúúúúúúÙäÖúúúúúúúúÙ(Öúúúú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$2Š9Š?ŠEŠKŠLŠXŠ[ŠaŠgŠmŠsŠyŠЅІŠ�РЧЮелŠÁŠÇŠÍŠúúúúÙèÖúúúúúúúúÙ Öúúúúúúúú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$ÍŠÎŠãŠæŠíŠôŠûŠ‹ ‹‹‹‹-‹/‹6‹=‹D‹K‹R‹Y‹_‹`‹o‹r‹x‹Þ$ÛÖÖÖÖÖÖÖÖÞ$ÛÖÖÖÖÖÖÖÖÞôÛÖÖ$$$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'ÎŠãŠæŠíŠôŠûŠ‹ ‹‹‹‹-‹/‹6‹=‹D‹K‹R‹Y‹_‹`‹o‹r‹x‹~‹„‹Š‹�‹–‹œ‹�‹¡‹¤‹«‹²‹¹‹À‹Ç‹Í‹Ó‹Ô‹à‹ã‹é‹ï‹õ‹û‹ŒŒ ŒŒ%Œ(Œ/Œ5Œ<ŒCŒJŒPŒVŒWŒjŒlŒsŒzŒ}Œ„Œ‹Œ’Œ™ŒšŒ²ŒµŒ¼ŒÂŒÈŒÎŒÔŒÚŒàŒáŒäŒçŒîŒõŒüŒ� ����&�)�0�7�>�E�K�Q�ýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýùýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýý bx‹~‹„‹Š‹�‹–‹œ‹�‹¡‹¤‹«‹²‹¹‹À‹Ç‹Í‹Ó‹Ô‹à‹ã‹é‹ï‹õ‹û‹ŒúúúúúúÙÜÖúúúúúúúúÙèÖúúúúúú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$ŒŒ ŒŒ%Œ(Œ/Œ5Œ<ŒCŒJŒPŒVŒWŒjŒlŒsŒzŒ}Œ„Œ‹Œ’Œ™ŒšŒ²ŒúúÙ$ÖúúúúúúúúÙ ÖúúúúúúúúÙÖ$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$²ŒµŒ¼ŒÂŒÈŒÎŒÔŒÚŒàŒáŒäŒçŒîŒõŒüŒ� ����&�)�0�7�>�úúúúúúúúÙÜÖúúúúúúúúÙÖúúúú$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$>�E�K�Q�W�X�c�f�l�r�x�~�„�Š���‘�’�“�œ���³�¿�À�Ë�Í�úúúúÙäÖúúúúúúúúÙÔÔÑÑÑÑÔÖú$$ $$–lÖ    Ö ”ÿµ õ aE) ñÕ#¹'$$Q�W�X�c�f�l�r�x�~�„�Š���‘�’�“�œ���³�¿�À�Ë�Í�Ò�×�Ü�á�æ�ë�ð�õ�ú�ÿ�Ž ŽŽŽŽ"Ž$Ž*Ž0Ž6Ž9Ž?ŽEŽKŽLŽ^Ž`ŽgŽnŽtŽzŽ€Ž†ŽŒŽ�Ž›Ž�ޤޫ޲޹ŽÀŽÇŽÎŽÏŽÔŽÖŽÜŽâŽèŽîŽôŽúŽ�� �����%�(�.�4�5�B�D�K�R�Y�`�g�m�s�t�}��ýûýýýýýýýýýûýýýýýýýýýýýýýýýýûýýýýýùýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýùùýýýùýýûýýýýýýýýýûýý bÍ�Ò�×�Ü�á�æ�ë�ð�õ�ú�ÿ�Ž ŽŽŽŽ"Ž$Ž*Ž0Ž6Ž9Ž?ŽEŽKŽúúúúúúúúúúúúúúÙàÖúúúúúúúú$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'$$KŽLŽ^Ž`ŽgŽnŽtŽzŽ€Ž†ŽŒŽ�Ž›Ž�ޤޫ޲޹ŽÀŽÇŽÎŽÏŽÔŽÖŽÜŽÞÛÖÖÖÖÖÖÖÖÞÛÖÖÖÖÖÖÖÖÞÈÛÖÖ$$$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'ÜŽâŽèŽîŽôŽúŽ�� �����%�(�.�4�5�B�D�K�R�Y�`�g�úúúúúúÙÐÖúúúúúúúúÙüÖúúúúúú$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'$$g�m�s�t�}��†�Œ�’�˜�ž�¤�ª�«�µ�·�¾�Ä�Ç�Ê�Ñ�Ô�Ú�Û�ß�úúÙÜÖúúúúúúúúÙÀÖúúúúúúúúÙàÖ$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'$$�†�Œ�’�˜�ž�¤�ª�«�µ�·�¾�Ä�Ç�Ê�Ñ�Ô�Ú�Û�ß�á�è�ï�ö�ý�� ���+�-�4�;�B�H�N�T�Z�[�g�i�o�u�{���‡���“�”�«�­�´�»�Á�Ç�Í�Ó�Ù�Ú�ï�ñ�ø�ÿ�‘ ‘‘‘!‘"‘8‘:‘A‘D‘K‘N‘Q‘T‘W‘X‘g‘i‘o‘u‘{‘�‘‡‘�‘“‘”‘˜‘š‘¡‘¨‘¯‘µ‘»‘Á‘Ǒȑýýýýýýýûýýýýùùýùýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýùýùùùùûýýýýýýýýýûýýýýýýýýýû bß�á�è�ï�ö�ý�� ���+�-�4�;�B�H�N�T�Z�[�g�i�o�u�{�úúúúúúúúÙ ÖúúúúúúúúÙäÖúúúú$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'$${���‡���“�”�«�­�´�»�Á�Ç�Í�Ó�Ù�Ú�ï�ñ�ø�ÿ�‘ ‘‘‘!‘úúúúÙÖúúúúúúúúÙ Öúúúúúúúú$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'$$!‘"‘8‘:‘A‘D‘K‘N‘Q‘T‘W‘X‘g‘i‘o‘u‘{‘�‘‡‘�‘“‘”‘˜‘š‘¡‘ÞØÛÖÖÖÖÖÖÖÖÞðÛÖÖÖÖÖÖÖÖÞÐÛÖÖ$$$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'¡‘¨‘¯‘µ‘»‘Á‘Ǒȑԑܑ֑â‘è‘î‘ô‘ú‘’’’’!’'’.’5’<’úúúúúúÙäÖúúúúúúúúÙ$Öúúúúúú$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'$$ȑԑܑ֑â‘è‘î‘ô‘ú‘’’’’!’'’.’5’<’C’I’J’]’_’f’m’p’w’z’�’„’…’�’Ÿ’¢’¥’«’±’´’º’À’Á’Ä’Æ’Í’Ô’Û’â’é’ð’ö’÷’“““““#“)“/“5“6“A“C“F“I“O“U“X“^“d“e“f“h“p“q“‡“’“““ž“ “¥“ª“¯“´“¹“¾“Ã“È“Í“Ò“×“Ü“á“æ“ç“õ“÷“ý“”ýýýýýýýýýûýýýýýýýýýûýýýýùýùùùùýùùùùýùùýûýýýýýýýýýûýýýýýýýýýûýùùùùýùùýûýýýýýýýýýýýýýýýýûýýýý b<’C’I’J’]’_’f’m’p’w’z’�’„’…’�’Ÿ’¢’¥’«’±’´’º’À’Á’Ä’úúÙìÖúúúúúúúúÙðÖúúúúúúúúÙØÖ$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'$$Ä’Æ’Í’Ô’Û’â’é’ð’ö’÷’“““““#“)“/“5“6“A“C“F“I“O“úúúúúúúúÙüÖúúúúúúúúÙ¼Öúúúú$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'$$O“U“X“^“d“e“f“h“p“q“‡“’“““ž“ “¥“ª“¯“´“¹“¾“Óȓ͓ғúúúúÙ××ÔÔÔÔ×ÑÑúúúúúúúúúú$$ $$–lÖ    Ö ”ÿµ ² –z^B& $î'$$Ò“×“Ü“á“æ“ç“õ“÷“ý“” ””””!”"”4”6”=”D”J”P”V”\”b”úúúúÙìÖÖúúúúúúúÙÖÖúúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$” ””””!”"”4”6”=”D”J”P”V”\”b”c”q”s”z”�”ˆ”�”–”�”¤”¥”ª”¬”²”¸”¾”ĔʔД֔הâ”ä”ë”ñ”ø”þ”• ••••!•(•/•6•=•D•J•P•Q•Z•\•b•h•n•t•z•€•†•‡•‘•“•š•�• •£•ª•±•¸•¹•½•¿•ƕ͕ԕەâ•é•ð•ñ• – ––– –&–,–2–8–9–E–G–ýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýùùùùýýûýýýýýýýýýûýýýýýýýýýûýý bb”c”q”s”z”�”ˆ”�”–”�”¤”¥”ª”¬”²”¸”¾”ĔʔД֔הâ”ä”ë”ÞÛÛÖÖÖÖÖÖÖÞÈÛÛÖÖÖÖÖÖÖÞèÛÛÖ$$$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1(ë”ñ”ø”þ”• ••••!•(•/•6•=•D•J•P•Q•Z•\•b•h•n•t•z•úúúúúúÙÖÖúúúúúúúÙØÖÖúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$z•€•†•‡•‘•“•š•�• •£•ª•±•¸•¹•½•¿•ƕ͕ԕەâ•é•ð•ñ• –úúÙÈÖÖúúúúúúúÙàÖÖúúúúúúúÙ Ö$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ – ––– –&–,–2–8–9–E–G–M–S–Y–_–e–k–q–r–‰–‹–’–™–Ÿ–ü÷÷÷÷÷÷÷Öäüü÷÷÷÷÷÷÷Öüü÷÷÷ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$$G–M–S–Y–_–e–k–q–r–‰–‹–’–™–Ÿ–¥–«–±–·–¸–Í–Ï–Ö–Ý–ä–ë–ò–ù–ÿ–————&—-—4—;—B—H—I—X—Z—`—f—l—r—x—~—„—…—‰—‹—’—™— —§—­—³—¹—º—Æ—È—Î—Ô—Ú—à—æ—ì—ò—ó— ˜ ˜˜˜˜&˜,˜2˜9˜:˜M˜O˜V˜]˜`˜g˜n˜u˜|˜}˜•˜—˜ž˜¤˜ª˜°˜·˜½˜Ã˜Ä˜ýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýùùýýýûýýýýýýýýýû bŸ–¥–«–±–·–¸–Í–Ï–Ö–Ý–ä–ë–ò–ù–ÿ–————&—-—4—;—B—H—úúúúÙ ÖÖúúúúúúúÙ$ÖÖúúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$H—I—X—Z—`—f—l—r—x—~—„—…—‰—‹—’—™— —§—­—³—¹—º—ƗȗΗÞðÛÛÖÖÖÖÖÖÖÞÔÛÛÖÖÖÖÖÖÖÞäÛÛÖ$$$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1(Î—Ô—Ú—à—æ—ì—ò—ó— ˜ ˜˜˜˜&˜,˜2˜9˜:˜M˜O˜V˜]˜`˜g˜n˜úúúúúúÙÖÖúúúúúúúÙ ÖÖúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$n˜u˜|˜}˜•˜—˜ž˜¤˜ª˜°˜·˜½˜Ã˜Ä˜Ç˜É˜Ð˜×˜Þ˜å˜ì˜ó˜ù˜ú˜™úúÙÖÖúúúúúúúÙØÖÖúúúúúúúÙÖ$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ĘǘɘИטޘå˜ì˜ó˜ù˜ú˜™ ™™™™&™-™4™;™<™G™I™O™U™[™a™g™m™s™t™}™~™”™¡™¢™­™¯™´™¸™½™Á™Æ™Ë™Ð™Õ™Ú™ß™ä™é™î™ó™ô™šš šššš#š)š/š0šBšEšLšSšYš`šfšlšršsš�š„š‹š’š™š š§š®šµš¶š»š¾šÄšÊšÐšÖšÜšâšèšéšôšöšýš› ›››ýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýý c™ ™™™™&™-™4™;™<™G™I™O™U™[™a™g™m™s™t™}™~™”™¡™¢™ü÷÷÷÷÷÷÷Öàüü÷÷÷÷÷÷÷ÖÓÓÓÓÑ$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$$¢™­™¯™´™¸™½™Á™Æ™Ë™Ð™Õ™Ú™ß™ä™é™î™ó™ô™šš šššš#šü÷÷÷÷÷÷÷÷÷÷÷÷÷÷÷Öðü÷÷÷÷÷÷ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$$#š)š/š0šBšEšLšSšYš`šfšlšršsš�š„š‹š’š™š š§š®šµš¶š»šúúÙ ÖúúúúúúúúÙ ÖúúúúúúúúÙÌÖ$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$»š¾šÄšÊšÐšÖšÜšâšèšéšôšöšýš› ››››"›#›0›3›:›A›H›úúúúúúúúÙèÖúúúúúúúúÙÖúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$››"›#›0›3›:›A›H›O›V›]›c›d›m›p›v›|›‚›ˆ›Ž›”›š›››¥›§›®›µ›¸›¿›Æ›Í›Ð›Ñ›Õ›Ø›ß›æ›í›ô›û›œ œ œ"œ$œ+œ2œ9œ@œFœLœRœSœ_œbœhœnœtœzœ€œ†œŒœ�œ¤œ¦œ­œ´œºœÀœÆœÌœÒœÓœèœêœñœøœÿœ� ����2�4�;�B�I�P�W�]�`�a�p�s�y��…�ýýûýýýýýýýýýûýýýýýýýýýûýýýýùùýýùùýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýùùýýýýý bH›O›V›]›c›d›m›p›v›|›‚›ˆ›Ž›”›š›››¥›§›®›µ›¸›¿›Æ›Í›Ð›úúúúÙÜÖúúúúúúúúÙØÖúúúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$Лћ՛؛ߛæ›í›ô›û›œ œ œ"œ$œ+œ2œ9œ@œFœLœRœSœ_œbœhœÞäÛÖÖÖÖÖÖÖÖÞ$ÛÖÖÖÖÖÖÖÖÞèÛÖÖ$$$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1(hœnœtœzœ€œ†œŒœ�œ¤œ¦œ­œ´œºœÀœÆœÌœÒœÓœèœêœñœøœÿœ� �úúúúúúÙÖúúúúúúúúÙ$Öúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ ����2�4�;�B�I�P�W�]�`�a�p�s�y��…�‹�‘�—���ž�¢�úúÙÖúúúúúúúúÙôÖúúúúúúúúÙØÖ$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$…�‹�‘�—���ž�¢�¥�¬�³�º�Á�Ç�Í�Ó�Ô�à�â�è�î�ô�ú�žž ž ž$ž'ž.ž4ž;žBžIžOžVžWžjžlžsžzž}ž„ž‹ž’ž™žšž²ž´ž»žÁžÇžÍžÓžÙžßžàžãžæžížôžûžŸ ŸŸŸŸ%Ÿ(Ÿ/Ÿ6Ÿ=ŸDŸJŸPŸVŸWŸbŸdŸjŸpŸvŸ|Ÿ‚ŸˆŸŽŸ�Ÿ�Ÿ‘Ÿ’Ÿ›ŸœŸ³Ÿ¾Ÿýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýùùýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûýýýýýýýýýûöóðíßÿÿÿöÿÿÿ÷ÿÿÿ \¢�¥�¬�³�º�Á�Ç�Í�Ó�Ô�à�â�è�î�ô�ú�žž ž ž$ž'ž.ž4ž;žúúúúúúúúÙäÖúúúúúúúúÙ(Öúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$;žBžIžOžVžWžjžlžsžzž}ž„ž‹ž’ž™žšž²ž´ž»žÁžÇžÍžÓžÙžßžúúúúÙ ÖúúúúúúúúÙÖúúúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ßžàžãžæžížôžûžŸ ŸŸŸŸ%Ÿ(Ÿ/Ÿ6Ÿ=ŸDŸJŸPŸVŸWŸbŸdŸjŸÞÜÛÖÖÖÖÖÖÖÖÞÛÖÖÖÖÖÖÖÖÞàÛÖÖ$$$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1(jŸpŸvŸ|Ÿ‚ŸˆŸŽŸ�Ÿ�Ÿ‘Ÿ’Ÿ›ŸœŸ³Ÿ¾Ÿ¿ŸÊŸÌŸÑŸÕŸÚŸÞŸãŸèŸíŸúúúúúúÙ×××ÕÒÒÒ×Ïúúúúúúúú$$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$¾Ÿ¿ŸÊŸÌŸÑŸÕŸÚŸÞŸãŸèŸíŸòŸ÷ŸüŸ       " ( . 4 : @ F L M _ b i p w } ü÷òíèãÞÙÔÏÊÅÀ»¶±¬¨£ž™”�Š…€{wrmhc^Y  ÿÿÿ  "ÿÿÿ  )ÿÿÿ  0ÿÿÿ  3ÿÿÿ  EÿÿÿFÿÿÿ  Lÿÿÿ  Rÿÿÿ  Xÿÿÿ  ^ÿÿÿ  dÿÿÿ  jÿÿÿ  pÿÿÿ  sÿÿÿ  �ÿÿÿ‚ÿÿÿ  ‡ÿÿÿ  Œÿÿÿ  ‘ÿÿÿ  –ÿÿÿ  ›ÿÿÿ   ÿÿÿ  ¥ÿÿÿ  ªÿÿÿ  ¯ÿÿÿ  ´ÿÿÿ  ¸ÿÿÿ  ½ÿÿÿ  Áÿÿÿ  Æÿÿÿ  Èÿÿÿ  ÓÿÿÿÔÿÿÿ"íŸòŸ÷ŸüŸ       " ( . 4 : @ F L M _ b i p w } úúúúúúúÙðÖúúúúúúúúÙ Öúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$} ƒ ‰ � � ž   § ® µ ¼ Ã Ê Ñ Ò × Ú à æ ì ò ø þ ¡¡¡¡¡ ¡'¡.¡4¡:¡@¡A¡úõðìçâÝØÓÎÉÄ¿»¶±¬§¢�˜“ŽŠ…€{vqlgb]YRþÿÿ  Xþÿÿ  ^þÿÿ  dþÿÿ  kþÿÿ  rþÿÿ  yþÿÿ  €þÿÿ  ‚þÿÿ  �þÿÿŽþÿÿ  ”þÿÿ  šþÿÿ   þÿÿ  ¦þÿÿ  ¬þÿÿ  ²þÿÿ  ¸þÿÿ  »þÿÿ  ÀþÿÿÁþÿÿ  Èþÿÿ  Ïþÿÿ  Öþÿÿ  Ýþÿÿ  äþÿÿ  ëþÿÿ  òþÿÿ  ôþÿÿ  ÿÿÿÿÿÿ   ÿÿÿ  ÿÿÿ  ÿÿÿ"} ƒ ‰ � � ž   § ® µ ¼ Ã Ê Ñ Ò × Ú à æ ì ò ø þ ¡¡úúúÙÖúúúúúúúúÙÌÖúúúúúúúúÙð$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$¡¡¡¡ ¡'¡.¡4¡:¡@¡A¡N¡Q¡X¡_¡f¡m¡t¡{¡�¡‚¡‹¡�¡”¡›¡ü÷÷÷÷÷÷÷÷Öü÷÷÷÷÷÷÷÷Öàü÷÷÷ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$$A¡N¡Q¡X¡_¡f¡m¡t¡{¡�¡‚¡‹¡�¡”¡›¡¡¡§¡­¡³¡¹¡º¡Ä¡Æ¡Í¡Ô¡Û¡â¡é¡ð¡÷¡ø¡ü¡þ¡¢ ¢úõðëæáÜ×ÒÎÉÄ¿ºµ°«¦¡�˜“މ„zuplgb]X  �ýÿÿ  ”ýÿÿ  –ýÿÿ  šýÿÿ›ýÿÿ  ¢ýÿÿ  ©ýÿÿ  °ýÿÿ  ·ýÿÿ  ¾ýÿÿ  Åýÿÿ  Ìýÿÿ  Îýÿÿ  ØýÿÿÙýÿÿ  ßýÿÿ  åýÿÿ  ëýÿÿ  ñýÿÿ  ÷ýÿÿ  þýÿÿ  þÿÿ  þÿÿ  þÿÿþÿÿ  þÿÿ  þÿÿ  %þÿÿ  ,þÿÿ  3þÿÿ  :þÿÿ  Aþÿÿ  Dþÿÿ  Qþÿÿ"›¡¡¡§¡­¡³¡¹¡º¡Ä¡Æ¡Í¡Ô¡Û¡â¡é¡ð¡÷¡ø¡ü¡þ¡¢ ¢¢¢!¢(¢úúúúúÙøÖúúúúúúúúÙàÖúúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ ¢¢¢!¢(¢/¢0¢H¢J¢Q¢X¢_¢f¢l¢r¢x¢y¢…¢ˆ¢Ž¢”¢š¢ ¢¦¢¬¢²¢³¢Ê¢Ì¢Ó¢Ú¢á¢ç¢í¢ó¢úõðëæâÝØÓÎÉÄ¿ºµ±¬§¢�˜“މ„€{vqlgb]X  ¥üÿÿ  «üÿÿ  ±üÿÿ  ¸üÿÿ  ¿üÿÿ  Æüÿÿ  Èüÿÿ  ßüÿÿàüÿÿ  æüÿÿ  ìüÿÿ  òüÿÿ  øüÿÿ  þüÿÿ  ýÿÿ   ýÿÿ   ýÿÿ  ýÿÿýÿÿ   ýÿÿ  &ýÿÿ  ,ýÿÿ  3ýÿÿ  :ýÿÿ  Aýÿÿ  Hýÿÿ  Jýÿÿ  býÿÿcýÿÿ  jýÿÿ  qýÿÿ  xýÿÿ  ýÿÿ  †ýÿÿ"(¢/¢0¢H¢J¢Q¢X¢_¢f¢l¢r¢x¢y¢…¢ˆ¢Ž¢”¢š¢ ¢¦¢¬¢²¢³¢Ê¢Ì¢úÙ$ÖúúúúúúúúÙèÖúúúúúúúúÙÖú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$Ì¢Ó¢Ú¢á¢ç¢í¢ó¢ù¢ú¢££££&£-£4£;£B£C£Y£[£b£i£p£w£úúúúúúúÙ$ÖúúúúúúúúÙ$Öúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ó¢ù¢ú¢££££&£-£4£;£B£C£Y£[£b£i£p£w£~£…£‹£Œ£›£ž£¤£ª£°£¶£¼£Â£È£É£Í£Ï£úöñìçâÝØÓÎÉÅÀ»¶±¬§¢�˜”�Š…€{vqlgc^Y  Åûÿÿ  ÉûÿÿÊûÿÿ  Ðûÿÿ  Öûÿÿ  Üûÿÿ  âûÿÿ  èûÿÿ  îûÿÿ  ôûÿÿ  ÷ûÿÿ  üÿÿüÿÿ   üÿÿ  üÿÿ  üÿÿ  "üÿÿ  )üÿÿ  0üÿÿ  7üÿÿ  9üÿÿ  OüÿÿPüÿÿ  Wüÿÿ  ^üÿÿ  eüÿÿ  lüÿÿ  süÿÿ  züÿÿ  �üÿÿ  ƒüÿÿ  ˜üÿÿ™üÿÿ  Ÿüÿÿ"w£~£…£‹£Œ£›£ž£¤£ª£°£¶£¼£Â£È£É£Í£Ï£Ö£Ý£ä£ë£ò£ø£þ£ÿ£úúúÙôÖúúúúúúúúÙØÖúúúúúúúúÙä$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$ϣ֣ݣä£ë£ò£ø£þ£ÿ£ ¤ ¤¤¤¤%¤+¤1¤7¤8¤O¤R¤X¤^¤e¤l¤s¤z¤€¤�¤”¤–¤�¤¤¤«¤²¤úõðëæáÜØÓÎÉÄ¿ºµ°«§¢�˜“މ„zvqlgb]X  çúÿÿ  îúÿÿ  õúÿÿ  üúÿÿ  þúÿÿ  ûÿÿûÿÿ  ûÿÿ  ûÿÿ  &ûÿÿ  -ûÿÿ  4ûÿÿ  :ûÿÿ  @ûÿÿ  Cûÿÿ  Zûÿÿ[ûÿÿ  aûÿÿ  gûÿÿ  mûÿÿ  sûÿÿ  yûÿÿ  ûÿÿ  …ûÿÿ  ‡ûÿÿ  “ûÿÿ”ûÿÿ  šûÿÿ   ûÿÿ  §ûÿÿ  ®ûÿÿ  µûÿÿ  ¼ûÿÿ  Ãûÿÿ"ÿ£ ¤ ¤¤¤¤%¤+¤1¤7¤8¤O¤R¤X¤^¤e¤l¤s¤z¤€¤�¤”¤–¤�¤¤¤ü÷÷÷÷÷÷÷÷Ö$ü÷÷÷÷÷÷÷÷Öü÷÷÷ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$$¤¤«¤²¤¹¤À¤Ç¤È¤à¤â¤è¤î¤ô¤ú¤¥¥ ¥ ¥¥¥¥ ¥'¥.¥5¥<¥úúúúúÙÖúúúúúúúúÙØÖúúúúúúú$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$²¤¹¤À¤Ç¤È¤à¤â¤è¤î¤ô¤ú¤¥¥ ¥ ¥¥¥¥ ¥'¥.¥5¥<¥B¥C¥Q¥T¥[¥b¥i¥p¥v¥|¥ƒ¥„¥úõðìçâÝØÓÎÉÄ¿»¶±¬§¢�˜“ŽŠ…€{vqlgb]Yúÿÿ  úÿÿ  úÿÿ  "úÿÿ  )úÿÿ  0úÿÿ  7úÿÿ  >úÿÿ  Aúÿÿ  OúÿÿPúÿÿ  Vúÿÿ  ]úÿÿ  dúÿÿ  kúÿÿ  rúÿÿ  yúÿÿ  €úÿÿ  ‚úÿÿ  …úÿÿ†úÿÿ  Œúÿÿ  ’úÿÿ  ˜úÿÿ  žúÿÿ  ¤úÿÿ  ªúÿÿ  °úÿÿ  ²úÿÿ  ÊúÿÿËúÿÿ  Òúÿÿ  Ùúÿÿ  àúÿÿ"<¥B¥C¥Q¥T¥[¥b¥i¥p¥v¥|¥ƒ¥„¥�¥‘¥—¥ž¥¤¥ª¥°¥¶¥¼¥½¥¾¥Ç¥úÙÖúúúúúúúúÙäÖúúúúúúúúÙÔÑ$$ $$–lÖ    Ö ”ÿµ õ Ù½¡…i M$1($$„¥�¥‘¥—¥ž¥¤¥ª¥°¥¶¥¼¥½¥¾¥Ç¥Ö¥í¥î¥ï¥ú¥¦¦¦#¦(¦3¦4¦B¦H¦N¦T¦Z¦`¦a¦s¦z¦�¦ˆ¦úõðëæáÜ×ÒÎËÈÅ¿¼·²­¨£ž™•�‹†�|wsnid_  ùÿÿ  ùÿÿ  ùÿÿ  1ùÿÿ2ùÿÿ  8ùÿÿ  >ùÿÿ  Dùÿÿ  Jùÿÿ  Pùÿÿ  ^ùÿÿ_ùÿÿ  jùÿÿ  oùÿÿ  vùÿÿ  ƒùÿÿ  Žùÿÿ  ˜ùÿÿ  £ùÿÿ¤ùÿÿ¥ùÿÿ¼ùÿÿËùÿÿÔùÿÿÕùÿÿÖùÿÿ  Üùÿÿ  âùÿÿ  èùÿÿ  îùÿÿ  ôùÿÿ  ûùÿÿ  úÿÿ  úÿÿ  úÿÿ#Ç¥Ö¥í¥î¥ï¥ú¥¦¦¦#¦(¦3¦4¦B¦H¦N¦T¦Z¦`¦a¦s¦z¦�¦ˆ¦�¦üüúú÷òòòòòòÔ´÷òòòòòÔØ÷òòòò$$–lÖ    Ö”ÿµ ç‘+îK%$$$$ˆ¦�¦–¦—¦¥¦¬¦³¦º¦Á¦È¦É¦Î¦Ô¦Ú¦à¦æ¦ì¦í¦ø¦ÿ¦§ §§§§)§0§7§>§E§L§M§V§]§c§úõñìçâÝØÓÏÊÅÀ»¶±­¨£ž™”�‹†�|wrmid_Z  5øÿÿ  <øÿÿ  EøÿÿFøÿÿ  Møÿÿ  Tøÿÿ  [øÿÿ  bøÿÿ  iøÿÿ  vøÿÿwøÿÿ  ~øÿÿ  …øÿÿ  Œøÿÿ  “øÿÿ  šøÿÿ  ¥øÿÿ¦øÿÿ  ¬øÿÿ  ²øÿÿ  ¸øÿÿ  ¾øÿÿ  Äøÿÿ  ÉøÿÿÊøÿÿ  Ñøÿÿ  Øøÿÿ  ßøÿÿ  æøÿÿ  íøÿÿ  ûøÿÿüøÿÿ  ùÿÿ   ùÿÿ"�¦–¦—¦¥¦¬¦³¦º¦Á¦È¦É¦Î¦Ô¦Ú¦à¦æ¦ì¦í¦ø¦ÿ¦§ §§§§)§0§úÜÈÙúúúúúÜ�ÙúúúúúܼÙúúúúúÜÄÙú$$$–lÖ    Ö”ÿµ ç‘+îK%$$0§7§>§E§L§M§V§]§c§j§q§x§y§ƒ§Š§‘§˜§Ÿ§¦§§§«§²§¹§À§Ç§Î§úúúúܰÙúúúúúܸÙúúúúúÜ Ùúúúúú$$$–lÖ    Ö”ÿµ ç‘+îK%$$c§j§q§x§y§ƒ§Š§‘§˜§Ÿ§¦§§§«§²§¹§À§Ç§Î§Ï§ç§î§õ§ü§¨ ¨ ¨¨¨#¨)¨/¨5¨6¨M¨T¨úõðìçâÝØÓÎÊÅÀ»¶±¬¨£ž™”�І�|wrmhd_Z  E÷ÿÿ  \÷ÿÿ]÷ÿÿ  c÷ÿÿ  i÷ÿÿ  o÷ÿÿ  u÷ÿÿ  {÷ÿÿ  ‡÷ÿÿˆ÷ÿÿ  �÷ÿÿ  –÷ÿÿ  �÷ÿÿ  ¤÷ÿÿ  «÷ÿÿ  Ã÷ÿÿÄ÷ÿÿ  Ë÷ÿÿ  Ò÷ÿÿ  Ù÷ÿÿ  à÷ÿÿ  ç÷ÿÿ  ë÷ÿÿì÷ÿÿ  ó÷ÿÿ  ú÷ÿÿ  øÿÿ  øÿÿ  øÿÿ  øÿÿøÿÿ  !øÿÿ  (øÿÿ  /øÿÿ"Χϧç§î§õ§ü§¨ ¨ ¨¨¨#¨)¨/¨5¨6¨M¨T¨[¨b¨i¨p¨q¨†¨�¨”¨áðÞÙÙÙÙÙá¬ÞÙÙÙÙÙáìÞÙÙÙÙÙáäÞÙÙ$$$$$–lÖ    Ö”ÿµ ç‘+îK%T¨[¨b¨i¨p¨q¨†¨�¨”¨›¨¢¨©¨ª¨À¨Ç¨Î¨Õ¨Ü¨ã¨ä¨ó¨ù¨ÿ¨© ©©©©©$©+©2©9©:©F©úõðëçâÝØÓÎÉÅÀ»¶±¬§£ž™”�Š…�|wrmhc_Z  XöÿÿYöÿÿ  `öÿÿ  göÿÿ  nöÿÿ  uöÿÿ  |öÿÿ  €öÿÿ�öÿÿ  ‡öÿÿ  �öÿÿ  “öÿÿ  ™öÿÿ  Ÿöÿÿ  ®öÿÿ¯öÿÿ  ¶öÿÿ  ½öÿÿ  Äöÿÿ  Ëöÿÿ  Òöÿÿ  èöÿÿéöÿÿ  ðöÿÿ  ÷öÿÿ  þöÿÿ  ÷ÿÿ   ÷ÿÿ  !÷ÿÿ"÷ÿÿ  )÷ÿÿ  0÷ÿÿ  7÷ÿÿ  >÷ÿÿ"”¨›¨¢¨©¨ª¨À¨Ç¨Î¨Õ¨Ü¨ã¨ä¨ó¨ù¨ÿ¨© ©©©©©$©+©2©9©:©úúúÜèÙúúúúúܸÙúúúúúÜ Ùúúúúúܬ$$$–lÖ    Ö”ÿµ ç‘+îK%$$:©F©L©R©X©^©d©e©|©ƒ©Š©‘©˜©Ÿ© ©³©º©Á©È©Ï©Ö©×©ï©õ©û©ªü÷÷÷÷÷Ùìü÷÷÷÷÷ÙÜü÷÷÷÷÷Ùèü÷÷÷$$–lÖ    Ö”ÿµ ç‘+îK%$$$F©L©R©X©^©d©e©|©ƒ©Š©‘©˜©Ÿ© ©³©º©Á©È©Ï©Ö©×©ï©õ©û©ª ªªªªª"ª)ª0ª7ª8ªúõðëæâÝØÓÎÉÄÀ»¶±¬§¢ž™”�Š…€|wrmhc^Z[õÿÿ  bõÿÿ  iõÿÿ  põÿÿ  wõÿÿ  ~õÿÿ  �õÿÿ‚õÿÿ  ‰õÿÿ  �õÿÿ  —õÿÿ  �õÿÿ  £õÿÿ  »õÿÿ¼õÿÿ  Ãõÿÿ  Êõÿÿ  Ñõÿÿ  Øõÿÿ  ßõÿÿ  òõÿÿóõÿÿ  úõÿÿ  öÿÿ  öÿÿ  öÿÿ  öÿÿ  -öÿÿ.öÿÿ  4öÿÿ  :öÿÿ  @öÿÿ  Föÿÿ  Löÿÿ"ª ªªªªª"ª)ª0ª7ª8ªFªMªTª[ªbªiªjªuª{ª�ªˆªŽª”ª•ª–ªúúÜœÙúúúúúÜÈÙúúúúúܬÙúúúúúÜ×$$$–lÖ    Ö”ÿµ ç‘+îK%$$8ªFªMªTª[ªbªiªjªuª{ª�ªˆªŽª”ª•ª–ª£ª¯ª÷ªøªùªúªúõðëæáÝØÓÎÉÄ¿»¹¶¶´¹  þôÿÿ  õÿÿ   õÿÿ  õÿÿ  õÿÿ  õÿÿ  (õÿÿ)õÿÿ  0õÿÿ  7õÿÿ  >õÿÿ  Eõÿÿ  Lõÿÿ  Zõÿÿ–ª¡ª¢ª£ª¯ª÷ªøªùªúªöòðöòððð„h&`#$„øÿ„ ª¡ª£ª¤ªªª«ª­ª®ª¯ªùªúªýöýöñöýîCJ0JmH j0JU0J #0 P°Ð/ °à=!°ð"°ð#�ð$�ð%° [$@ñÿ$NormalmH 4@4 Heading 1$@&5�CJ8@8 Heading 2 $$@&5�CJ<A@òÿ¡<Default Paragraph Font, @ò,Footer  ÆàÀ!&)@¢& Page Number,,Header  ÆàÀ!.B@". Body Text$CJú¦�ÿÿÿÿ bbbeŠ10X½m ªúªVz¦»GÉf? |Ø"Ã"v#$´$h%ý%º&h'ü'Å(}) *³*e+,½,/È/j01·1v23à3q45Â8f=Í=c>Î>M?Ì?C@¦@½C3DÀD(E«E#FžF‰JKÔK{L!MÅMiNüP’QÞTwU¸W‚X_[_Å`€aäbreph7iÇiijkˆk+lÐlbmn¢n7oÅoRpëp|qr£rEsÔsttút†uv™v w¦wFxëxnyzžz{§{A|Å|U}ï}�~2µg€ù€‰�‚¥‚4ƒ¾ƒW„…œ…=†Ö†d‡â‡zˆ‰˜‰2ŠÍŠx‹Œ²Œ>�Í�KŽÜŽg�ß�{�!‘¡‘<’Ä’O“Ò“b”ë”z• –Ÿ–H—Ηn˜™¢™#š»šH›Ð›hœ �¢�;žßžjŸíŸ} ¡›¡(¢Ì¢w£ÿ£¤¤<¥Ç¥�¦0§Î§”¨:©ª–ªúªWYZ[]^_`bcdeghijlmnoqrstuwxy{}~€‚ƒ„…‡ˆ‰ŠŒ�Ž�‘’“”–—˜™›œ�ž ¡¢£¥§¨©ª¬­®°±²´µ¶·¹º¼½¿ÀÁÂÄÅÆÇÉÊËÌÎÏÐÑÓÔÕÖØÙÚÛÝÞßàâãäåçèéêìíîïñòóôö÷øùúüýþÿ     !"$%&')+,.013568:<=?ABDF Z"%Ó'©*B/è1”4÷=ý?šDzFHLÞP®WÚ`phÙi1l·n qas­uíwbzŠ|n�›ƒ&†sˆÎŠQ��È‘”G–Ę›…�¾Ÿ} A¡ ¢ó¢Ï£²¤„¥ˆ¦c§T¨F©8ªúªX\afkpv|�†‹�•šŸ¤«¯³¸¾ÃÈÍÒ×Üáæëðõû #(*-/2479;>@CE e!Ôÿ€!ÿ€ÕWÕWMfÆf•¦–¦ ¦£¦®¦Õ¦Ù¦÷¦÷¦ø¦û¦ÕWÕWMfÆf•¦–¦ ¦£¦®¦Õ¦Ù¦÷¦÷¦ø¦û¦ÿÿ Robert Orme$C:\AutoRecovery save of Wage2000.asd Robert Orme$C:\AutoRecovery save of Wage2000.asd Robert Orme$C:\AutoRecovery save of Wage2000.asd Robert OrmeC:\wage\Wage2000.DOC Robert OrmeC:\wage\Wage2000.DOC Robert OrmeC:\wage\Wage2000.DOC Robert OrmeC:\wage\Wage2000.DOC Robert OrmeC:\wage\Wage2000.DOC Robert OrmeC:\wage\Wage2000.DOC Robert OrmeC:\wage\Wage2000.DOCþÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿ EH :7ÿÿÿÿÿÿÿÿÿ6ðRè�¼)ÿÿÿÿÿÿÿÿÿ*„„˜þÆo(.@h„h„˜þ56CJOJQJo(. þÿÿÿÜ©u6ðR EHÿÿÿÿè©u`@h „h„˜þOJQJo(·ðÿÿÿÿÿÿÿÿÿÿÿ@HP LaserJet 6P/6MP - Standard\\Hcam10\jonHPPCL5GHP LaserJet 6P/6MP - StandardHP LaserJet 6P/6MP - Standard”†öøüÿ)Xÿ)£‡�ÉÓ™ @øöXüÿHP LaserJet 6P/6MP - Standard”†öøüÿ)Xÿ)£‡�ÉÓ™ @øöXüÿ€›f›f$’u%%›f›f”ÿÀ{ú¦@@G�‡ŸTimes New Roman5�€Symbol3&� ‡ŸArial"ˆÐh¹èTÖ UFÄ UF i\‰Fƒ%¼„¥À´´€0d¯¨ÛÿÿExecutive Summary Robert Orme Robert Ormeþÿà…ŸòùOh«‘+'³Ù0€�˜´ÀÔàô  0 < H T`hpxäExecutive Summary xec Robert Ormeobe Normal.dot Robert Orme9beMicrosoft Word 8.0@¶«@Ðóˆ´ÒÀ@Fq–yÐÀ@¼® ·ÒÀ\‰þÿÕÍÕœ.“—+,ù®DÕÍÕœ.“—+,ù®D hp€ˆ�˜  ¨°¸ À ßäHCAMv%F¯¨j Executive Summary Title˜ 6> _PID_GUIDäAN{B50FE7A5-B167-11CF-AF7E-444553540000}  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~€�‚ƒ„…†‡ˆ‰Š‹Œ�Ž��‘’“”•–—˜™š›œ�žŸ ¡¢£¤¥¦§¨©ª«¬­®¯°±²³´µ¶·¸¹º»¼½¾¿ÀÁÂÃÄÅÆÇÈÉÊËÌÍÎÏÐÑÒÓÔÕÖרÙÚÛÜÝÞßàáâãäåæçèéêëìíîïðñòóôõö÷øùúûüýþÿ      !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHþÿÿÿJKLMNOPQRSTþÿÿÿVWXYZ[\þÿÿÿ^_`abcdþÿÿÿýÿÿÿýÿÿÿýÿÿÿiþÿÿÿþÿÿÿþÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿRoot Entryÿÿÿÿÿÿÿÿ ÀF€í‹®yÐÀ #·ÒÀk€1TableÿÿÿÿÿÿÿÿÿÿÿÿIÏWordDocumentÿÿÿÿÿÿÿÿ%�SummaryInformation(ÿÿÿÿUDocumentSummaryInformation8ÿÿÿÿÿÿÿÿÿÿÿÿ]CompObjÿÿÿÿjObjectPoolÿÿÿÿÿÿÿÿÿÿÿÿ #·ÒÀ #·ÒÀÿÿÿÿÿÿÿÿÿÿÿÿþÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿþÿ ÿÿÿÿ ÀFMicrosoft Word Document MSWordDocWord.Document.8ô9²q